Multiple CCJs from PCNs I was unaware about. URGENT, PLEASE HELP!

Coupon-mad

ChirpyChicken said:

Coupon-mad said:

I know. It is mad. A CCJ with a writ is lovely: LOADS cheaper and easier to set aside than smaller ones and nobody seems to know it!

And even had cases where the court has ordered the claimant to pay the full set aside fee😅😅😅😅 when done that way 

I am not surprised and would keep schtum!

TubDecaf4

Sorry to bring this up again but there’s been a new development. Upon checking my credit score today, it appears that I have been served a new ccj for the same case number but this time it’s increased b £114.

I haven’t received any mail for this, no claim form or ccj. On the credit score app, the ccj is STILL registered to my old address. So I’m assuming all the correspondence has gone there. To add to that, the court date is 31st October, which is a Saturday.

I’ve been on an absolute mission to improve my credit for personal reasons and this feels like a slap in the face. I’ve search a lot of threads and not seen this type of case. Can you or anyone offer advice/help? This is very bizarre.

https://forums.moneysavingexpert.com/discussion/comment/81837119#Comment_81837119

https://forums.moneysavingexpert.com/discussion/comment/81837102#Comment_81837102

Coupon-mad

Without asking us to read five pages, please remind us of what stage you reached before this: N244 application in, when? What happened? Was it to stay the writ?

TubDecaf4

For the £1,210 Total Parking Solutions case, I initially applied to stay the High Court writ and set aside the CCJ.

At the hearing on 24 September 2025, the judge granted the stay of the writ but adjourned the set-aside issue, asking me to provide a witness statement, supporting evidence and draft order.

I subsequently submitted those documents, including evidence that I’d moved address before the original claim was issued.

I attended the further hearing in January 2026, where the judge granted my application to set aside the £1,210 CCJ. It was subsequently removed from my credit report in March.

On 27 January, DCB Legal emailed me the original March 2025 claim form and response pack. The claim form was watermarked “Reference copy”, still showed my old address, and there was no new defence deadline stated in the email.

I haven’t received the sealed January order or any subsequent court correspondence.

I’ve now discovered a second CCJ for £1,324 under the same claim number, again registered against my old address.

https://forums.moneysavingexpert.com/discussion/comment/82195004#Comment_82195004

Coupon-mad

Ouch! You are once again in danger of HCEOSs coming knocking and clamping your car. Hide it in a garage immediately.

Do you recall if the judge said you would have xx days to defend the claim? I wonder if the sealed order went to your old address.

TubDecaf4

I remember the judge setting aside the CCJ but refusing to strike out the claim. I don’t remember being given a deadline to defend, and I never received the court order. After DCB sent the reference copies and the CCJ disappeared, I recieved nothing else (still haven’t) so I just thought it was over.

I’m guessing correspondence was still going to my old address. Would HCEOs go there or try to find me at my current address? And am I going to have to go through the whole set-aside process again?

https://forums.moneysavingexpert.com/discussion/comment/82195010#Comment_82195010

Coupon-mad

Yes you are going to have to, and HCEOs could come to your old and new home at any time now.

The judge ordered them to send you a copy of the claim form and then you to defend, and you didn't do your bit so defaulted again. You had to do what the judge said in January…

Help is available to try to turn this around and protect you. I will send you a pm.