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Utilising the annual ISA allowance - query

Could my wife and I transfer £20k of "unwrapped" savings funds currently in my name into an ISA solely in my wife's name and in so doing use up my wife's annual allowance? 

Comments

  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    Yes you could. 
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 18,170 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Moots2024 said:
    Could my wife and I transfer £20k of "unwrapped" savings funds currently in my name into an ISA solely in my wife's name and in so doing use up my wife's annual allowance? 
    Possibly not no.

    A transfer to her then into an ISA should be possible.

    But don't forget it's then her money to spend as she sees fit.
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