Next step after letter of claim.

feduptoo

Hi everyone, I am asking this on behalf of a friend who is following the newbie thread to fight a ECP/DCBL charge. She has had a letter of claim and acknowledged it by email to DCB legal. They replied and said they are continuing with court action. This was January 7th and she hasn't heard from the court yet. She is concerned that the court may have sent correspondence that has been lost in the post. What would happen if that were the case?  Is this normal for them to take so long? My own case was just a few weeks from the LOC. Thanks for reading. 

Gr1pr

It would come from the CNBC in Northampton,  not a court,  no court is involved yet 

Yes it could have happened but without a claim reference number I doubt that they could yell you or them

The main thing would be to check if a default CCJ occurred and is on her credit file   ( credit report   )

If not, then I doubt that it's happened yet 

Coupon-mad

The friend should log in on MCOL every week to see if any progress 'history' changes.

feduptoo

Coupon-mad said:

The friend should log in on MCOL every week to see if any progress 'history' changes.

Thank you, she hasn't had the claim from CNBC yet, just the email response from DCBL to say they will pursue the charge in court so hasn't registered yet. It will be good if she can create an account with MCOL and check there, thank you. 

Nellymoser

Check that ECP have her correct address ask her if she received pcn and reminders notices from ECP.

Coupon-mad

feduptoo said:

Coupon-mad said:

The friend should log in on MCOL every week to see if any progress 'history' changes.

Thank you, she hasn't had the claim from CNBC yet, just the email response from DCBL to say they will pursue the charge in court so hasn't registered yet. It will be good if she can create an account with MCOL and check there, thank you. 

Ah - sorry - I misunderstood your message that they were 'continuing with court action' and 'she is concerned that the court may have sent correspondence'.

As @Nellymoser says above: the correct postal address is key, if Plan A has failed.

Any claim would have arrived by post, so has ECP ever held an old address for her? e.g. if the PCN went to an old address but then she was later traced, this isn't a safe position to remain in without telling ECP and DCB to erase the old address.

feduptoo

Coupon-mad said:

feduptoo said:

Coupon-mad said:

The friend should log in on MCOL every week to see if any progress 'history' changes.

Thank you, she hasn't had the claim from CNBC yet, just the email response from DCBL to say they will pursue the charge in court so hasn't registered yet. It will be good if she can create an account with MCOL and check there, thank you. 

Ah - sorry - I misunderstood your message that they were 'continuing with court action' and 'she is concerned that the court may have sent correspondence'.

As @Nellymoser says above: the correct postal address is key, if Plan A has failed.

Any claim would have arrived by post, so has ECP ever held an old address for her? e.g. if the PCN went to an old address but then she was later traced, this isn't a safe position to remain in without telling ECP and DCB to erase the old address

She has been st her address for over 20 years and had many letters from ECP and various debt collectors then DCBL The postal service around there is not very good.  

Coupon-mad

She could email the scammers and change her address for service to yours if your post is more reliable and as long as you aren't about to disappear abroad!

Nellymoser

Post doesn't really appear to be a problem if she's had many letters from ECP, debt collectors and DCB Legal but changing address for service as C-mad suggests is worth considering if she feels her postal service isn't reliable.

Car1980

Well if they had made a claim that was never received they would have filed a judgment by default long ago by now. 

Check your credit report.