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2008 MFW newbies

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  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Bellsbells

    you have a pm.
    I'm going to town now to OP £121 for August!

    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hi, I wanted to see how I got on first (Not very brave I know!) but I have managed to make overpayments each month. Mostly due to reading how others have got on and feeling inspired!
    I've overpaid £3,500 since January, and aim to hit £5,500 by December -please could I join?
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • TurnaroundSue
    TurnaroundSue Posts: 1,214 Forumite
    Hi BB - have pm'd you to say that I have made another overpayment (only £46.08), but have overpaid by nearly £140 in the last 3 months. Hoping to cash in my endowment in the next month so will make up to my full allowance of 5% in this time (keeping fingers crossed!).
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
  • moominyak
    moominyak Posts: 245 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    earthgirl wrote: »
    I've overpaid £3,500 since January, and aim to hit £5,500 by December -please could I join?
    Wow!! That's fantastic Earthy! :beer:

    I've only managed a meagre £1300 all year! :o

    Aug looking very poor at £60 just now, but will PM you BB nearer the end of the month - I might be able to throw a bit more at it yet...
  • Leokiss
    Leokiss Posts: 13 Forumite
    Hi all came here full of gusto and then unforseen financial probs(my 2 year old broke my un-insured laptop).
    Anyway i missed my 1st overpayment cos of this but the ball is now rolling with a DD set up to overpay £500 a month,1st one end of this month:j.
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi all

    Just to say that I've made my monthly £300 OP :j

    Hope you are all doing well this month with your own Op'ing plans :T
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi everyone,

    I won't be making an op this month, but I do have savings of 800 towards the next OP which will be 1500 pounds so need to save for another 2 months to get that all together.

    I do feel a little sad, but it will be easier this way.

    Hope everyone is doing well!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • JayZed
    JayZed Posts: 731 Forumite
    Hello all,

    Haven't got around to posting on this thread before, but I've been overpaying my mortgage by £500/month (the maximum I'm allowed) since May. So that's £2,000 in overpayments so far, another £2,000 by the end of the year.

    Mortgage was £203,700 when we took it out in June 2007, currently about £196,200, aim to be around 193,000 by end of December and under £190,000 by the time we need to remortgage next June.
  • zavarony
    zavarony Posts: 419 Forumite
    Hi All,
    Its been a while since I last posted but my overpayment for Aug has now left my account and gone to my ISA ready to OP in Jan 2010!! so thats another £700 - I cant beleive it. I realised that Ive had no Child benefit since december so now its all been sorted and £980 has been deposited into my account (How did I miss it for so long!!!!) I have put £500 towards the Aug OP.
    Keep up the good work all - BB I will pm you
    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello all- I've made my regular overpayment of £160 for August, not sure if I'll be able to overpay any more yet this month- I'll pm Bells later in the month.

    I'm owed money from various places (over a thousand in total) so will see if this comes to me before end of month. Also decorating project just begun and car needs MOT so I don't know how much money I'll need yet.

    Well done to everyone on the overpayments - you're a great inspiration guys!
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
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