May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
Comments
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All this talk about the pool makes me want to start swimming again.... almost. I would if it was warmer but I'm seriously thinking about putting on the heating again this evening!
Today I bought two postcards (because it was the last day of that exhibition today and I don't know how soon I'm going to be in again). Tomorrow might be an NSD - I'm going to the dentist but if I don't buy anything else I think I'll count that as an allowable expense.Toodle-pip :hello:3 -
I've certainly put mine on as it's exceedinly chilly outside and we're at 6 degrees feeling like 2 already, even before the clear night sets in!Jay1_2 said:All this talk about the pool makes me want to start swimming again.... almost. I would if it was warmer but I'm seriously thinking about putting on the heating again this evening!
Today I bought two postcards (because it was the last day of that exhibition today and I don't know how soon I'm going to be in again). Tomorrow might be an NSD - I'm going to the dentist but if I don't buy anything else I think I'll count that as an allowable expense.
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2 -
One today 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 3/18
BadBookkeeper 2/15
beanielou 5/19
birdsfoottrefoil 10Caeraugirl 2/20
cathybird 3/15
Crazybee787 2/19
Crazycatlady2 4/15
cuddlymarm 3/15
Dizzycap 6/20
doingitanyway 10Doris17 2/15
ET22 10InDebtEnby 3/10
Jay1 2 1/14
KajiKita 4/20
laura lau 20laurenh1 2/15
library0602 1/10
LittleMissDetermined 3/15
Louise600 10Money Choices 10Optimistic Saver 3/20
Pinkpieuni 3/10
Quantaqa 2/10
QueenJess 2/15
SecondStar 5/15
short bird 3/18
thepurplepixie 3/15
Thriftymissus 5/TF
To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Declaring a NSD 6/20 Tuesday I can't believe we're already on the 6th of May?
Wishing everyone a Terrific NSD Tuesday!
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2 -
2 more for me please for Sunday and Monday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002 -
Number 5 for me today x2
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Up to 5 NSDs for May so far ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2002 -
NSD for me please 2/15.
"My Life Is About The Journey Not The Destination"2
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