May 2025 NSD challenge
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Magnificent May's No-Spend Days Challenge!
Comments
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Today is day 4...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
3/19 Please @cathybird Thank youXXMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
One for me so it’s 4/15 pleaseLightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.2
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Today is day number 3 for me 😄.Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs2 -
NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 3/18
BadBookkeeper 4/15
beanielou 5/19
birdsfoottrefoil 10Caeraugirl 2/20
cathybird 3/15
Crazybee787 3/19
Crazycatlady2 4/15
cuddlymarm 3/15
Dizzycap 6/20
doingitanyway 10Doris17 2/15
ET22 10InDebtEnby 3/10
Jay1 2 2/14
KajiKita 5/20
laura lau 20laurenh1 2/15
library0602 1/10
LittleMissDetermined 3/15
Louise600 10Money Choices 10Optimistic Saver 3/20
Pinkpieuni 3/10
Quantaqa 3/10
QueenJess 3/15
SecondStar 5/15
short bird 4/18
thepurplepixie 4/15
Thriftymissus 5/TF
To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Declaring a NSD for today.2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 395🥉🥈🥇💎🏆Big kitchen declutter challenge 132/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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I went to the dentist, the library, and the park. Only spent at the dentist and I'm taking that as a prescription charge, so an NSD for me today! 🥳Toodle-pip :hello:4
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An unexpected NSD today. Was sure it was going to be an expensive day but didn't happen and then I was on a train on my way home, so tempted to buy a coffee to keep me going after a long day but I couldn't waste the chance of a day I hadn't expected. Makes it 4/15.
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