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Magnificent May's No-Spend Days Challenge!
Comments
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Good afternoon guys
One for me today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 12/15
January PADs £565
January grocery challenge £94.86/£1503 -
NSD here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
NSD as I was working from home today. 1/15
"My Life Is About The Journey Not The Destination"3 -
1/15 for me please 🥳Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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Day 1: considered going to the cinema after work but didn't have my "distance" glasses with me...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
May 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 1/18
BadBookkeeper 1/15
beanielou 19birdsfoottrefoil 10Caeraugirl 20cathybird 1/15
Crazybee787 1/19
Crazycatlady2 1/15
cuddlymarm 1/15
Dizzycap 2/20
doingitanyway 10Doris17 1/15
ET22 10InDebtEnby 10Jay1 2 14KajiKita 1/20
laura lau 20laurenh1 1/15
library0602 10LittleMissDetermined 15Louise600 10Money Choices 10Optimistic Saver 1/20
Pinkpieuni 1/10
Quantaqa 1/10
QueenJess 1/15
SecondStar 15short bird 1/18
thepurplepixie 15Thriftymissus 1/TF
To see the updated results for May on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -

Had to post a screen shot as issue with posting on the forum at the mo x# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)2 -
A NSD for me today, please - 1/20From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.883 -
First NSD today.
Challenges
NSD - January - 8/10
1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
3 -
NSD on the 1st please 😊
Lost track in April but I appear to have met my target 😀3
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