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Childcare vouchers (old style) - impact of moving to higher tax bracket

Helpmedecide45
Posts: 13 Forumite

As my daughter was born in 2016 I have been claiming childcare vouchers through my employer since she started nursery, and we didn't switch to the tax-free childcare scheme as her father was about to breach the cut-off point. Although we have recently separated at the moment we are still using the childcare vouchers to pay for wrap-around care for both of our children.
My question is this - my partner has only ever been able to claim £124 of vouchers a month due to his high salary, whereas I could claim £243. But I don't understand this, as I already pay higher rate tax (and now realise that I have done for several years, though up until 5 minutes ago I thought the 40% bracket was 50k and I've only just breached that!) and he certainly isn't into the top rate tax. So why would it be the case that he can claim less than I can? Is this a mistake and I should also only be able to claim £124 of vouchers?
Knowing this is going to help decide whether I cancel the scheme and switch to tax-free childcare, which I understand can be set up by me now that we have separated, and is likely to give more benefit to us for now anyway...
My question is this - my partner has only ever been able to claim £124 of vouchers a month due to his high salary, whereas I could claim £243. But I don't understand this, as I already pay higher rate tax (and now realise that I have done for several years, though up until 5 minutes ago I thought the 40% bracket was 50k and I've only just breached that!) and he certainly isn't into the top rate tax. So why would it be the case that he can claim less than I can? Is this a mistake and I should also only be able to claim £124 of vouchers?
Knowing this is going to help decide whether I cancel the scheme and switch to tax-free childcare, which I understand can be set up by me now that we have separated, and is likely to give more benefit to us for now anyway...
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Helpmedecide45 said:As my daughter was born in 2016 I have been claiming childcare vouchers through my employer since she started nursery, and we didn't switch to the tax-free childcare scheme as her father was about to breach the cut-off point. Although we have recently separated at the moment we are still using the childcare vouchers to pay for wrap-around care for both of our children.
My question is this - my partner has only ever been able to claim £124 of vouchers a month due to his high salary, whereas I could claim £243. But I don't understand this, as I already pay higher rate tax (and now realise that I have done for several years, though up until 5 minutes ago I thought the 40% bracket was 50k and I've only just breached that!) and he certainly isn't into the top rate tax. So why would it be the case that he can claim less than I can? Is this a mistake and I should also only be able to claim £124 of vouchers?
Knowing this is going to help decide whether I cancel the scheme and switch to tax-free childcare, which I understand can be set up by me now that we have separated, and is likely to give more benefit to us for now anyway...
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