Late husbands car finance claim

jbarrn

Please can anyone advise how to do a car finance claim which my late husband had from 2010. I have no information anymore about this as he passed in 2018. The car was a Kia & he was with Lloyds bank but I don't know what finance he used...any advise grateful..Thanks.

400ixl

What finance claim? Do you mean this undisclosed commission?

Was the finance solely in your late husbands name?

dunstonh

jbarrn said:

Please can anyone advise how to do a car finance claim which my late husband had from 2010. I have no information anymore about this as he passed in 2018. The car was a Kia & he was with Lloyds bank but I don't know what finance he used...any advise grateful..Thanks.

You don't do anything at this time.  You wait until the FCA has published its report once the court cases are complete.

jbarrn

400ixl said:

What finance claim? Do you mean this undisclosed commission?

Was the finance solely in your late husbands name?

Yes to both questions.

Fearfulltearfull

Good evening.I am hoping someone may be able to help me. My late husband took out finance with Black Horse for his second hand car.This was in 2021 and under his name only. unfortunately in 2023, he was diagnosed with a rare liver cancer and he died 7 weeks later .He owed £3,000, which I paid in full.Would I be able to put a claim in ? That is if he was missold in the first place.
Thank you for taking the time to help.

Nasqueron

Fearfulltearfull said:

Good evening.I am hoping someone may be able to help me. My late husband took out finance with Black Horse for his second hand car.This was in 2021 and under his name only. unfortunately in 2023, he was diagnosed with a rare liver cancer and he died 7 weeks later .He owed £3,000, which I paid in full.Would I be able to put a claim in ? That is if he was missold in the first place.
Thank you for taking the time to help.

Depends when in January, if it was after 28th January 2021 then DCA was banned and there is no complaint 

If before that, yes you could register using the MSE template

Sorry for your loss

lyjello

My late husband bought our family car on finance in 2012,he died in 2019 and I only recently sold the car in November 2024.The loan was in his name but I still have all the information and agreement etc. How should I go about checking if a claim on the finance sold could be made

dunstonh

lyjello said:

My late husband bought our family car on finance in 2012,he died in 2019 and I only recently sold the car in November 2024.The loan was in his name but I still have all the information and agreement etc. How should I go about checking if a claim on the finance sold could be made

Wait until the FCA have published their findings of the consultation (expected in 2026).  This is expected to introduce a redress scheme with the consultation covering whether it is auto opt in or requires manual opt in.   Depending on what they decide, you would take action then (or not if its auto opt in).