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pre loaded debit card wanted

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  • Barkin
    Barkin Posts: 770 Forumite
    500 Posts Second Anniversary Name Dropper
    Can I ask why does it have to be a top up card and not a debit card from a bank account?
    I dont quite understand your question!

    I mean it can be any type of card really; visa, American express est, so long as I can add money to it in the form of cash. So I can then use the card in shops and online and even withdraw from a hole in a wall half way round the world
    Like a debit card, linked to a bank account?
  • Barkin
    Barkin Posts: 770 Forumite
    500 Posts Second Anniversary Name Dropper
    Can I ask why does it have to be a top up card and not a debit card from a bank account?
    I dont quite understand your question!

    I mean it can be any type of card really; visa, American express est, so long as I can add money to it in the form of cash. So I can then use the card in shops and online and even withdraw from a hole in a wall half way round the world
    You ask about pre loaded debit cards - and you have received a few replies about them .
    A debit card from a bank would do the same thing - especially if you wanted to pay cash via an ATM Post office or a Branch.

    But Im closing my bank account down so, so that will no longer be an option
    Can I ask why, given that a regular current account with an associated debit card would seem to be the easiest, cheapest & most straightforward way to do what you appear to want ?
  • EarthBoy
    EarthBoy Posts: 3,212 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I ask why does it have to be a top up card and not a debit card from a bank account?
    I dont quite understand your question!

    I mean it can be any type of card really; visa, American express est, so long as I can add money to it in the form of cash. So I can then use the card in shops and online and even withdraw from a hole in a wall half way round the world
    You ask about pre loaded debit cards - and you have received a few replies about them .
    A debit card from a bank would do the same thing - especially if you wanted to pay cash via an ATM Post office or a Branch.

    But Im closing my bank account down so, so that will no longer be an option
    It's a very, very, bad idea to close down your only bank account without opening another one. 
  • GeoffTF
    GeoffTF Posts: 2,041 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 31 March at 4:00PM
    Funding with cash is the problem. Why do you want to do that? You can do it with this one without registration:
    You will have to pay £3 per month, and the UK version of an EU rule limits you to a maximum of £40 per payment (to limit the usefulness to money launderers). You will also be stung if you make foreign currency payments. The mainstream banks are all worried about being fined for not doing enough to stop money laundering. They do not want anonymous customers.
  • Barkin said:
    Can I ask why does it have to be a top up card and not a debit card from a bank account?
    I dont quite understand your question!

    I mean it can be any type of card really; visa, American express est, so long as I can add money to it in the form of cash. So I can then use the card in shops and online and even withdraw from a hole in a wall half way round the world
    You ask about pre loaded debit cards - and you have received a few replies about them .
    A debit card from a bank would do the same thing - especially if you wanted to pay cash via an ATM Post office or a Branch.

    But Im closing my bank account down so, so that will no longer be an option
    Can I ask why, given that a regular current account with an associated debit card would seem to be the easiest, cheapest & most straightforward way to do what you appear to want ?
    As I said before, I am closing down my bank account
    Human Rights Act 1998, Article 10

    "Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."

    https://www.legislation.gov.uk/ukpga/1998/42/schedule/1

  • EarthBoy said:
    Can I ask why does it have to be a top up card and not a debit card from a bank account?
    I dont quite understand your question!

    I mean it can be any type of card really; visa, American express est, so long as I can add money to it in the form of cash. So I can then use the card in shops and online and even withdraw from a hole in a wall half way round the world
    You ask about pre loaded debit cards - and you have received a few replies about them .
    A debit card from a bank would do the same thing - especially if you wanted to pay cash via an ATM Post office or a Branch.

    But Im closing my bank account down so, so that will no longer be an option
    It's a very, very, bad idea to close down your only bank account without opening another one. 
    I dont plan on opening or having another bank account 
    Human Rights Act 1998, Article 10

    "Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."

    https://www.legislation.gov.uk/ukpga/1998/42/schedule/1

  • GeoffTF said:
     The mainstream banks are all worried about being fined for not doing enough to stop money laundering. They do not want anonymous customers.
    They dont want customers at all!; they want slaves
    Human Rights Act 1998, Article 10

    "Everyone has the right to freedom of expression. This right shall include freedom to hold opinions and to receive and impart information and ideas without interference by public authority and regardless of frontiers."

    https://www.legislation.gov.uk/ukpga/1998/42/schedule/1

  • WillPS
    WillPS Posts: 5,148 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    GeoffTF said:
     The mainstream banks are all worried about being fined for not doing enough to stop money laundering. They do not want anonymous customers.
    They dont want customers at all!; they want slaves
    Unlike the prepaid/ecash offerings, who want freedom?
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