Cash ISA accepting faster payments

jamesrcmd

Can someone recommend a Cash ISA with a sort code and account number that accepts faster payments?
I know that most savings accounts need to have a linked current account to transfer money in and out. This is what I would like to avoid as I have read it takes the funds longer to hit your current account (even when there is no weekend in between). 

I know Halifax and Virgin Money savings accounts do have their own sort code and account number so was wondering if there were any more.

Thanks in advance.

Peter999_2

Hi,

Shawbrook Bank accept faster payments and you get a dedicated sort code and account number.    I've just helped someone get one today and the money was in the account within the hour (you need to transfer the money before 3.30pm on a working day to get it that day - after 3.30pm it goes in the next working day)

Depositing & Withdrawing from your savings account | Savings Help | Shawbrook

jamesrcmd

Peter999_2 said:

Hi,

Shawbrook Bank accept faster payments and you get a dedicated sort code and account number.    I've just helped someone get one today and the money was in the account within the hour (you need to transfer the money before 3.30pm on a working day to get it that day - after 3.30pm it goes in the next working day)

Depositing & Withdrawing from your savings account | Savings Help | Shawbrook

Fantastic, thanks. I will have a look at their rates.

Rich1976

Ford Money also credit really fast within a few hours 

sammyjammy

Principality

goodread

Don't most ISA providers use faster payments now? We transferred some money from a Lloyds current account to an ISA at Coventry BS a few Saturday lunchtimes ago and the funds appeared there in a couple of hours. Same with the Newcastle. 

wiseonesomeofthetime

jamesrcmd said:

Can someone recommend a Cash ISA with a sort code and account number that accepts faster payments?
I know that most savings accounts need to have a linked current account to transfer money in and out. This is what I would like to avoid as I have read it takes the funds longer to hit your current account (even when there is no weekend in between). 

I know Halifax and Virgin Money savings accounts do have their own sort code and account number so was wondering if there were any more.

Thanks in advance.

I may be reading the OP's post incorrectly but, although they say "that accepts faster payments", their comment about "it takes the funds longer to hit your current account", suggests to me that it is this part that they are most concerned about.

As has been said, most Cash ISA providers will receive Faster Payments in, for deposits, and therefore will probably use the same service for returning funds to a nominated account, but I think what the OP wants is one where that process is not delayed, eg. you do not have to request before a cedrtain time each day for the funds to be sent to the current account that day.

jamesrcmd

wiseonesomeofthetime said:

jamesrcmd said:

Can someone recommend a Cash ISA with a sort code and account number that accepts faster payments?
I know that most savings accounts need to have a linked current account to transfer money in and out. This is what I would like to avoid as I have read it takes the funds longer to hit your current account (even when there is no weekend in between). 

I know Halifax and Virgin Money savings accounts do have their own sort code and account number so was wondering if there were any more.

Thanks in advance.

I may be reading the OP's post incorrectly but, although they say "that accepts faster payments", their comment about "it takes the funds longer to hit your current account", suggests to me that it is this part that they are most concerned about.

As has been said, most Cash ISA providers will receive Faster Payments in, for deposits, and therefore will probably use the same service for returning funds to a nominated account, but I think what the OP wants is one where that process is not delayed, eg. you do not have to request before a cedrtain time each day for the funds to be sent to the current account that day.

That's exactly it 

dealyboy

jamesrcmd said:

wiseonesomeofthetime said:

jamesrcmd said:

Can someone recommend a Cash ISA with a sort code and account number that accepts faster payments?
I know that most savings accounts need to have a linked current account to transfer money in and out. This is what I would like to avoid as I have read it takes the funds longer to hit your current account (even when there is no weekend in between). 

I know Halifax and Virgin Money savings accounts do have their own sort code and account number so was wondering if there were any more.

Thanks in advance.

I may be reading the OP's post incorrectly but, although they say "that accepts faster payments", their comment about "it takes the funds longer to hit your current account", suggests to me that it is this part that they are most concerned about.

As has been said, most Cash ISA providers will receive Faster Payments in, for deposits, and therefore will probably use the same service for returning funds to a nominated account, but I think what the OP wants is one where that process is not delayed, eg. you do not have to request before a cedrtain time each day for the funds to be sent to the current account that day.

That's exactly it 

... then Chip ... faster payment both ways at any time via a nominated bank account ... https://www.getchip.uk/savings-accounts/how-saving-with-chip-works ... they regularly do promotional rates but withdraw them after a few days ... 4.32% at the moment (not competitive) ... see https://www.moneysavingexpert.com/savings/best-cash-isa/#topeasy

jimjames

I also use Chip, payments are instant both directions

cloud_dog

No comment on the rate etc but, Marcus uses FP for withdrawals.