We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Council tax reduction

ET22
Posts: 174 Forumite

Hi does anyone know if claiming ESA support group , PIP daily living component and UC how this will affect my council tax payments ? I already get a 25% reduction for being a single occupant and I own my own home
I also have to pay service charges on my mortgaged home and don’t know if I can claim help with this without claiming SMI
Thankyou in advance
I also have to pay service charges on my mortgaged home and don’t know if I can claim help with this without claiming SMI
Thankyou in advance
Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000
0
Comments
-
ET22 said:Hi does anyone know if claiming ESA support group , PIP daily living component and UC how this will affect my council tax payments ? I already get a 25% reduction for being a single occupant and I own my own home
I also have to pay service charges on my mortgaged home and don’t know if I can claim help with this without claiming SMI
Thankyou in advance
With a service charge it would be UC as it's part of the Housing Element.
Let's Be Careful Out There1 -
Thanks @HillStreetBlues. I’m going to contact the council or dig a bit deeper on their website. It seems a bit unfair if it’s council by council so to speak. I will contact UC about the service charges so hopefully I will get some contribution towards them. Atm, I am not going to claim SMI but I may change my mind in the future. The length of time it has taken to get the work capacity assessment and an outcome has been 5 months and I have had to pay some of my council tax during this time. Hopefully my Coincil will not increase the amount I have to pay because I’m awarded UCCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000 -
I'm single, live on my own, get IR ESA and PIP (LR care and HR mobility).
Still have to pay £27 a month CT
Yes, it depends on your local authority1 -
Thankyou, I think I will have to pay something I’m sure so I’m honoring it won’t be too much xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000 -
As long as you don't get Carers Allowance you should be paying the same..I found out the hard way when I migrated to UC and suddenly had to pay 50% CT instead of 25%. Something to consider in future for anyone considering claiming CA especially since on UC there is no financial benefit. Carers Allowance is treated as income.2
-
I dont get carers allowance, but It doesnt seem fair carers allowance is treated as incomeCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000 -
kkkklinky said:As long as you don't get Carers Allowance you should be paying the same..I found out the hard way when I migrated to UC and suddenly had to pay 50% CT instead of 25%. Something to consider in future for anyone considering claiming CA especially since on UC there is no financial benefit. Carers Allowance is treated as income.1
-
ET22 said:I dont get carers allowance, but It doesnt seem fair carers allowance is treated as incomeLife in the slow lane1
-
born_again said:ET22 said:I dont get carers allowance, but It doesnt seem fair carers allowance is treated as income
I remember a thread on here that a council didn't class CA as income but when claiming CE it was treated as income.
Let's Be Careful Out There2 -
Luckily I only have to pay a small amount of council tax according to the adjustment notice i was sent, around 30 pounds pm as opposed to the full amount of over 1500 ( liable as a single occupier with the 25% discount) so yes it does seem to vary a lot from council to councilCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.6K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards