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My Fresh, Shiney New Diary - I will be positive!

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  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Actually with the money I have left over at the end of the month I could pay either £133 off each debt or £200 off my laptop and £67 off my OD. Hmmm I will have to see. Probably the latter as it has the biggest APR.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning Lucy.

    Just catching up with your diary, sorry about you and your OH although it does sound like its the right decision for you. Sending your some (((hugs))).
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • skint_spice
    skint_spice Posts: 13,428 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think the holiday is a great idea - it'll give you something to focus on.

    Hope you are feeling a bit better today.:grouphug:
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi

    Right I thought I would give this a nice big update!

    Ok

    Work
    Second interview went well (ok at least I thought it did!) I should hear if I have the job by Wednesday. So wish me luck. I have had 4 days off and have to go back to work tomorrow which I really can't be bothered with and would rather stay at home in bed! But I have all my work clothes ironed and hanging in the wardrobe (miracles do happen :rolleyes:) And I really need to take 2 pairs of shoes to be reheeled (it's cheaper than replacing them)

    Relationship.
    Still feeling a little bad. But I think that is because I feel excited about having some me time and enjoying myself. Best mate and I are already planning a girly night out next month, luckily she doesn't have much cash either so isn't going to cost the earth! She also wants to take me to met her OH's American football team :eek: He's come out of retirement to play quarterback again this season. Although she realises that I want some time on my own for now (not that I have any idea when there season starts :rotfl:)

    Diet.
    Well if I am going to be meeting fit American footballers I need to lose some more weight (one is the regional manager for Pepsi!) I have a food plan for tomorrow which has loads of healthy snacks built in so in theory I wont be hungry!

    Money
    Things are looking ok, I will need to be careful until pay day, but wheres the difference in that! I have worked out that I should be able to save about £80 a month now I am single (less petrol, spends etc) so I will be able to through a bit more at my debts although next month I will use £40 for my night out (first in a VERY long time) and pay an extra £40 off my laptop.

    So all in all I am doing ok, I will try and keep this a bit more updated and will of course keep you posted on the job front!

    xx
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    NIce to read the update :)

    I'm sorry you are feeling guilty honey - I would say to try not to but I don't think you'll take any notice!!

    Fingers crossed for the job and the night out too ;)
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    I am trying to not feel guilty and it is getting better, I just don't like upsetting people!

    But I am back to work today so hopefully no time to think about it. I am ok though and looking forward to things which I haven't been doing and can only be a good think. It's amazing what one change can do. I feel so much calmer, well calmer than I have done in months anyway!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Morning Lucy:j :j

    Glad your more positive have followed your posts with interest have a real nice day

    Anna
    I so want to be like thisu:rotfl: :rotfl: :j :j but feel like this:mad: :mad: :mad: :mad: :eek: :eek: :eek: :eek: :eek: all the time and wondering how the heck did I get into debt.....
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Not a good day today was all happy and positive and then my boss told me they had been looking at me internet use at work and it was high and i now have to have a disaplinary with HR. I am terrified and want to cry. I know it's my own fault for using the net at work, but I don't know what I am going to to.

    I can't afford to be out of work and this is stressing me out so much!! I hoping that I will be offered the other job tomorrow. But what happens if not?

    I feel like I am taking 2 steps forward and 4 back!!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Shineyhappy
    Shineyhappy Posts: 1,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh honey I am so sorry! I sent you hotmails with everything I could think of that might help so check there before you go to work.

    Big hugs:grouphug:
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Hi you.

    Checked emails and replied. I'll speak to you later, fingers crossed for me. I'll let you know if I hear from them.

    x
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
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