Ran off road by Truck

Hollybear

Hi all, Need some advice. I was driving on the road, going around the bend and I came upon a Scania Truck that was in the process of overtaking. The truck was on my side of the road and I had to swerve the vehicle to avoid a head on collision. This resulted in my vehicle hitting into a verge which caused the damage to my car. Should I contact the truck's insurance? Thanks

Hoenir

Report the matter to your insurers. Did the driver stop? 

Brie

agree with Hoenir to contact your insurance.

glad you're ok!!!

Mark_d

If you have details of the truck, eg. dashcam footage, then that might be useful.  But you should go through your own insurance and let them handle the matter.  They can claim against the truck's insurance if it's appropriate.

MattMattMattUK

Hollybear said:

Hi all, Need some advice. I was driving on the road, going around the bend and I came upon a Scania Truck that was in the process of overtaking. The truck was on my side of the road and I had to swerve the vehicle to avoid a head on collision. This resulted in my vehicle hitting into a verge which caused the damage to my car. Should I contact the truck's insurance? Thanks

From your description are were "established and correctly proceeding", however you would need to be able to prove that. Do you have dashcam footage?

Hollybear

Thanks guys. Driver didnt stop. I contacted my insurance and they told me they couldn't help as I didnt want to claim of fmy insurance. Advised me to contact their insurance. 

MattMattMattUK

Hollybear said:

Thanks guys. Driver didnt stop. I contacted my insurance and they told me they couldn't help as I didnt want to claim of fmy insurance. Advised me to contact their insurance. 

Unless you have footage or a witness it will be impossible to prove the driver of the other vehicle was at fault. 

david29dpo

As above, any witnesses? any other cam footage? If not forget it

chrisw

Hollybear said:

Thanks guys. Driver didnt stop. I contacted my insurance and they told me they couldn't help as I didnt want to claim of fmy insurance. Advised me to contact their insurance. 

It will now be recorded as an incident so you'll have to declare it when you renew your insurance.

Bigphil1474

OP, if the truck didn't stop and you have no details of the truckers employer how do you intend to claim off their insurance? Do you have a dashcam or any witnesses/evidence? For future ref, even if you don't have a dashcam, it's worth using your phone as a front facing cam - cheap phone holder and free app, and you're set for under a tenner.

You can absolutely claim off their insurance if you can find out who it is, and convince them that you are being truthful. Otherwise, pay to repair yourself or claim off your insurance. 

sheramber

Hollybear said:

Hi all, Need some advice. I was driving on the road, going around the bend and I came upon a Scania Truck that was in the process of overtaking. The truck was on my side of the road and I had to swerve the vehicle to avoid a head on collision. This resulted in my vehicle hitting into a verge which caused the damage to my car. Should I contact the truck's insurance? Thanks

Do you know who their insurer is?