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V5C mess-up by dealer - how to sort?

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  • photome
    photome Posts: 16,669 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Bake Off Boss!
    edited 8 March at 8:24AM
    Ayr_Rage said:
    photome said:
    Ayr_Rage said:
    As your husband is now the register keeper the mistake cannot be rectified by the dealer.

    A bigger issue is the invoice, that indicates that your husband is the purchaser and legal owner of the vehicle.

    Who actually paid the funds and by what method?

    Is there a separate receipt?

    Husband shouldn't have gone along with any of it!



    Is that really the case ?  Dad gifts the car to son making him the legal owner, doesnt really matter if the dad is still the registered keeper
    Insurers ask as to who is the owner and keeper.

    If there is any issue with the car then it is the purchaser that has rights and we still don't know who paid.

    Looks like a right bag of worms to me.

    Dad should've zipped it in my opinion, kids have to learn.
    Yes insurers ask who is the registered keeper and who is main driver but with both loving at same address it won’t make any difference

    and if there is an issue with the car  dad can sort it with the seller

    I really dont see any issue here
  • LightFlare
    LightFlare Posts: 1,466 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 8 March at 9:53AM
    Ayr_Rage said:
    photome said:
    Ayr_Rage said:
    As your husband is now the register keeper the mistake cannot be rectified by the dealer.

    A bigger issue is the invoice, that indicates that your husband is the purchaser and legal owner of the vehicle.

    Who actually paid the funds and by what method?

    Is there a separate receipt?

    Husband shouldn't have gone along with any of it!



    Is that really the case ?  Dad gifts the car to son making him the legal owner, doesnt really matter if the dad is still the registered keeper
    Insurers ask as to who is the owner and keeper.

    If there is any issue with the car then it is the purchaser that has rights and we still don't know who paid.

    Looks like a right bag of worms to me.

    Dad should've zipped it in my opinion, kids have to learn.
    They do - but it often makes no difference.

    Due to similar admin my wife is registered keeper of the car I drive (finance also in her name) and the car she drives is registered to me (paid in cash)

    Insurance aren’t bothered as long as you answer the question honestly

    ** granted this may be due to us being husband/wife 

    Def worth getting corrected though unless dad fancies any grief from any motoring infractions - also, who were the ins co told were the keeper, whoever it is, it needs to be correct
  • Thanks to all who replied.

    Just to let you know that I returned the incorrect V5C to the DVLA with a letter explaining what happened. I am pleased to say that on Friday, my son received a new V5C in his name with the correct number of previous owners shown. Therefore, all sorted as far as tax and insurance is concerned. The invoice for the purchase of the car is still in the wrong name but we are not going to worry about that.

    Thanks again for the advice.
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