Cash ISA - Dormant and risk of closure

Albermarle

suprememum said:

wiseonesomeofthetime said:

suprememum said:

I have cash ISAs which I am not investing in, as I can only pay into one per tax year.

This is no longer the case, subject to each individual provider's own T&Cs of course.

You can save in more than one Cash ISA, as long as the total of new subscriptions across all of them - for that tax year - do not exceed £20k

My Virgin Money one has been unused since April 2021. It is now of use to me, at 4.51%, however, I cannot deposit until 6 April 2025 as have used up all this year's allowance across TWO Cash ISAs already - Trading212 and Moneybox. Nothing on my account yet to warn me about its current inactive status.

Thanks, but not all providers have adopted this rule. 
https://    moneyweek.com/personal-finance/savings/isas/multiple-isa-rule-how-it-works
This really isn't an issue. I just want to know if I'm safe to leave my previous ISAs untouched.

Yes you can leave them untouched.
The confusion could be that when you open an ISA you have to supply certain info like your NI number etc.
If you add to that ISA the following tax year, you do not need to supply any new info.
However if you do not add to the ISA the following tax year, but try to add to it the following year you have to resend some of the original info, to sort of reactivate it.
That is what used to happen and I assume it still does.
So this might be the reason behind the use of the word 'dormant' 

eskbanker

suprememum said:

*pre-empting comments. I don't wish to combine them as I do not want to go over the £85k protection with any one provider

Not suggesting combining but the implication is that you have a six-figure sum in cash deposit form, which might not be optimal, depending on when you're likely to need access to it - granted, interest rates have been competitive versus inflation in recent times, but over the long term that's less likely to be true, so staying exclusively in cash for a long period is rarely a good idea.  However, I accept that you haven't shared any more detail about your circumstances (and obviously aren't under any obligation to do so!)....