Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Hey BuzzyBees it looks like we were on similar pages when choosing our aliases!!BuzzyBees101 said:I’d like to join please 15 NSD 💪🏼🙌🏼Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Hi @cathybird I am starting strong with my first NS day to the mix, thank you so very much for working on the threadXXGoal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?1 -
Starting March with an NSD 😁 It’s a beautiful day so I’m enjoying being out in the garden today 🌳MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10004 -
March 2025 NSD challengeOff to a start =
5 days =
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15 days =
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Target reached =
Target beaten =
March targetsAuntieL 1/18BadBookkeeper 1/15beanielou 19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 20Cassingtonbear 10cathybird 1/TFClarabelle73 15Crazybee787 1/19cuddlymarm 15Dizzycap 2/20Doris17 1/15emmaj30 8ET22 10GeorgianaCavendish 8Honeysucklelou2 10InDebtEnby 15Jay1 2 12KajiKita 1/20laura lau 20laurenh1 18LittleMissDetermined 16Louise600 10Makingabobor2 15Money Choices 10Optimistic Saver 22Pauper1 20Pinkpieuni 10QueenJess 1/15Saver-upper 15SecondStar 15short bird 1/18Thriftymissus 1/16Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Welcome to a new month everyone!
Day 1 here...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4 -
Declaring a NSD today 2026 decluttering: 96 🤑🥉 ⭐️
2026 use up challenge: 34🥉 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎1502 -
First NSD for me today2
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NSD 1/15 completed. Happy St David’s Day 🌼Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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NSD Saturday here 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring a NSD Sunday 2/20Wishing everyone a super NSD Sunday
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1
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