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RBS Natwest Joint reward account.

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Comments

  • s71hj
    s71hj Posts: 596 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    WillPS said:
    trient said:
    WillPS said:
    FYi you only need to meet the minimum pay in on one of your Reward accounts, so if you both have a sole and a joint then funding just the joint covers all 3 accounts.
    Are they paying you rewards in all 3 accounts? I thought maybe wrongly it was only one per person (so either a sole or a joint).
    As above, can confirm I receive £5 for my sole accounts and wife receives £5 for our joint and her sole, with both RBS and Natwest. Only the joint accounts receive the required funding, soles just get 3 <£5 payments via standing order to cover direct debits and £2 account fees.

    I'm over my PSA while my wife still has plenty of allowance, hence us nominating her to receive rewards on the joint.
    Out of interest what do you use for your direct debits. We each have a Plum fortnightly and a £2 Moneybox weekly but for the joint ones I think I think it will have to be something bigger.
  • WillPS
    WillPS Posts: 5,071 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    s71hj said:
    WillPS said:
    trient said:
    WillPS said:
    FYi you only need to meet the minimum pay in on one of your Reward accounts, so if you both have a sole and a joint then funding just the joint covers all 3 accounts.
    Are they paying you rewards in all 3 accounts? I thought maybe wrongly it was only one per person (so either a sole or a joint).
    As above, can confirm I receive £5 for my sole accounts and wife receives £5 for our joint and her sole, with both RBS and Natwest. Only the joint accounts receive the required funding, soles just get 3 <£5 payments via standing order to cover direct debits and £2 account fees.

    I'm over my PSA while my wife still has plenty of allowance, hence us nominating her to receive rewards on the joint.
    Out of interest what do you use for your direct debits. We each have a Plum fortnightly and a £2 Moneybox weekly but for the joint ones I think I think it will have to be something bigger.
    Plum fortnightly (his and hers)
    Moneybox weekly (his and hers)
    Scottish Widows Bank fortnightly (sadly just for me, they closed the doors to new applicants before I got my wife involved in everything)

    Then for one, which happens to be my longest held account with any bank, there's some other more realistic activity.
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