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UC and upcoming retirement - advice needed please

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Comments

  • Newcad
    Newcad Posts: 2,013 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    edited 19 February 2025 at 6:25PM
    Yes it can be awkward when they keep changing.
    But as Bill S Preston (esquire) said "Be Excelent to each other" and things generally work out.


  • Not going to offer anything on UC as Newcad has given great advice, but have you looking into claiming PIP before reaching SPA?
     
    Let's Be Careful Out There
  • Not going to offer anything on UC as Newcad has given great advice, but have you looking into claiming PIP before reaching SPA?
     
    I did wonder but I'm a bit confused about PIP age requirements - I understood that you couldn't claim it from the age of 65 onwards but then when I look it up on Google all the replies seem to say state pension age. I'll have to look into it. but is it worth it for 3 months - by the time the paperwork's completed I will be retired and so the claim would end.
  • poppy12345
    poppy12345 Posts: 18,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not going to offer anything on UC as Newcad has given great advice, but have you looking into claiming PIP before reaching SPA?
     
    I did wonder but I'm a bit confused about PIP age requirements - I understood that you couldn't claim it from the age of 65 onwards but then when I look it up on Google all the replies seem to say state pension age. I'll have to look into it. but is it worth it for 3 months - by the time the paperwork's completed I will be retired and so the claim would end.
    It’s state pension age, which is 66. https://www.gov.uk/pip/eligibility

    PIP doesn’t just stop once you reach this age. Providing you start a claim before this age you can be awarded because your claim will start the day you ring to apply. If awarded it will continue for as long as you remain entitled to it. 
  • One thing to note is if you have mobility issues it's very important to start your claim  with PIP as if delaying you would have to claim Attendance Allowance and  that has no mobility component.

    Let's Be Careful Out There
  • Not going to offer anything on UC as Newcad has given great advice, but have you looking into claiming PIP before reaching SPA?
     
    I did wonder but I'm a bit confused about PIP age requirements - I understood that you couldn't claim it from the age of 65 onwards but then when I look it up on Google all the replies seem to say state pension age. I'll have to look into it. but is it worth it for 3 months - by the time the paperwork's completed I will be retired and so the claim would end.
    It’s state pension age, which is 66. https://www.gov.uk/pip/eligibility

    PIP doesn’t just stop once you reach this age. Providing you start a claim before this age you can be awarded because your claim will start the day you ring to apply. If awarded it will continue for as long as you remain entitled to it. 
    Thanks poppy - I didn't realise that, I'll take a look into it.
  • One thing to note is if you have mobility issues it's very important to start your claim  with PIP as if delaying you would have to claim Attendance Allowance and  that has no mobility component.

    Thanks, fortunately I don't have mobility issues but I'll look into the claim process pretty sharpish, it may be worthwhile.
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