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FTB NatWest timeline anyone?
Comments
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Bless you, thanks for checking in. Still no mortgage offer!! They’re doing a re-review as they’re factoring in my income now. They asked the mortgage advisor yesterday if I have any personal vulnerabilities..? Which is a weird question!! She hasn’t heard from them since. Praying we hear something tomorrow otherwise it’s a really long weekend. We’ve had searches back and just waiting on 2nd lot of enquiries to be answered and then the solicitors are nearly done with their side of things 🫠 how’s everything with yours?T1993x said:
Jumping back on to see if you had got your offer yet!?bell2020 said:
Yessss! That’s amazing! Congratulations!!T1993x said:So I called the main office today who called Kensington, they said the valuation was done on the 7th and all was fine.Had an email from our mortgage advisor at 3 saying if all ok we can expect an offer by Monday…just had another email half hour ago to say they have produced our offer!!
so pleased….i feel I can finally sleep a little better tonight!Hoping ours isn’t too far away either 🤯0 -
Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!0 -
We have received our mortgage offer today!!! Finally. So relieved. Doesn’t seem real yet though.T1993x said:Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!Searches and enquiries have already been done so we shouldn’t be far away now. Got a whole house to pack up!!0 -
Oh amazing news! So pleased for you!! I’m in exactly the same boat, have been private renting a very large 4 bed that now needs sorting!bell2020 said:
We have received our mortgage offer today!!! Finally. So relieved. Doesn’t seem real yet though.T1993x said:Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!Searches and enquiries have already been done so we shouldn’t be far away now. Got a whole house to pack up!!Hopefully plain sailing through to completion for both of us!
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Thank you, so relieved. Contact from solicitor yesterday to say all enquiries are satisfied and searches are done so we’re not far not.T1993x said:
Oh amazing news! So pleased for you!! I’m in exactly the same boat, have been private renting a very large 4 bed that now needs sorting!bell2020 said:
We have received our mortgage offer today!!! Finally. So relieved. Doesn’t seem real yet though.T1993x said:Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!Searches and enquiries have already been done so we shouldn’t be far away now. Got a whole house to pack up!!Hopefully plain sailing through to completion for both of us!
Yes same here - large 5 bed house, 5 children, 2 dogs and a cat… plus a man child!! We’re going to have our work cut out!! All worth it though!0 -
Hello, how are you getting on?? We exchanged today, and complete next Wednesday, eeek!!T1993x said:
Oh amazing news! So pleased for you!! I’m in exactly the same boat, have been private renting a very large 4 bed that now needs sorting!bell2020 said:
We have received our mortgage offer today!!! Finally. So relieved. Doesn’t seem real yet though.T1993x said:Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!Searches and enquiries have already been done so we shouldn’t be far away now. Got a whole house to pack up!!Hopefully plain sailing through to completion for both of us!
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Oh that’s amazing news! So pleased for you! All of our searches are back and enquiries were sent over yesterday, there aren’t too many and the sellers solicitor seems pretty on it, (they chased the estate agent to say they were literally waiting on them!) so we are hoping it won’t take too long. We’ve told our solicitors we want to complete in may (I gave notice on my rental which takes me to the end of may although I have some wiggle room with my landlord if needed), and the seller is moving into a retirement property and has said may works well for her and the conveyancing side for that purchase is done, so we are hoping!bell2020 said:
Hello, how are you getting on?? We exchanged today, and complete next Wednesday, eeek!!T1993x said:
Oh amazing news! So pleased for you!! I’m in exactly the same boat, have been private renting a very large 4 bed that now needs sorting!bell2020 said:
We have received our mortgage offer today!!! Finally. So relieved. Doesn’t seem real yet though.T1993x said:Oh that must be taking forever then!! Fingers crossed for you…I hated things running into the weekend, iv never disliked weekends so much because nothing happens in the house buying world haha!
that is a strange question!! I seen in your earlier comment you receive Dla for your child…maybe that’s why?
our solicitors have ordered the searches etc, we got them to hold off until we had our offer as didn’t want to lose the search fees if we didn’t get it! Pushing to complete end of may!Searches and enquiries have already been done so we shouldn’t be far away now. Got a whole house to pack up!!Hopefully plain sailing through to completion for both of us!
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