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What to do…

archer2016 · 2025-02-09 21:17:25

I’m in approx 70k of debt. I have been looking at a dmp and have mentioned this to my partner, however she is not keen. She thinks it may affect my position in regard to an opportunity with the company I work with. The risk as far as I can see it is if I get credit checked however that won’t be pretty without a dmp if…

Comments

RAS Posts: 36,704 Forumite

7 May at 3:19PM

There's no way to know. The older the debt, the more times it sold on and whether the original creditor has merged, been taken over or gone bust all affect their ability to find the CCA.
Keep quiet and keep opening mail. It's very unusual but sometimes paperwork pops up years later so you need to file their letters.

If you've have not made a mistake, you've made nothing

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