Chip cash ISA (boosted) interest rate: 5.15% or 4.89%?

yourlocalcheesemonger

Does anyone know if the 5.25% bonus rate will apply if I just transfer in an existing ISA to them and not actually desposit any additional money (out of allowance this year? One of the stipulations for the bonus is that you have to "deposit at least £1". I asked their team but they're not back in until monday.

pritchah

I just downloaded the Chip app and there's no mention of the bonus months on the Cash ISA promo page. Anyone else noticed that?

Not really much point in me transferring if the offer's gone. My current (small) ISA is with Trading212 at 4.5%

Tom_Hendo

yourlocalcheesemonger said:

Does anyone know if the 5.25% bonus rate will apply if I just transfer in an existing ISA to them and not actually desposit any additional money (out of allowance this year? One of the stipulations for the bonus is that you have to "deposit at least £1". I asked their team but they're not back in until monday.

Did you ever get an answer on this 

dealyboy

@pritchah, @Tom_Hendo ... it seems the offer has morphed into MARCHBOOST ...
https://www.getchip.uk/savings-accounts/cash-isa 5.00% AER boosted rate for 6 months.

winkowinko

For those who have maxed out this year's ISA allowance, and are waiting until the 6th April before they can deposit new money somewhere, it's worth noting that you can open the Chip ISA towards the end of March, secure the boosted rate, but not deposit anything until the 6th April.

As long as you enter the promo code (in March) and deposit £1 within 14 days (6th April) of opening the account, it looks like you can guarantee yourself the boosted rate.

pritchah

dealyboy said:

@pritchah, @Tom_Hendo ... it seems the offer has morphed into MARCHBOOST ...
https://www.getchip.uk/savings-accounts/cash-isa 5.00% AER boosted rate for 6 months.

Yes, asked Chip about he offer at the link below, and was told today that it had expired

https://www.moneysavingexpert.com/savings/best-cash-isa/#options

Thanks for the update