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Health and savings journey
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2Pts today. Good workout, easy 100g protein.
Finally worked on a detailed breakdown of our spending with my wife because we are considering buying a new house. Trying to figure out what mortgage payments we can afford. We also figured out our retirement saving goal, which would be in addition to state pension.
Turns out we should be able afford the mortgage on our 'stretch' target house, while also saving enough monthly to be able to retire in roughly 17-18 years(I'm 40 years old now). It should also leave us with a few hundred pounds left over each month as a buffer. Hmmm. We will see. It depends on us selling our current place for a reasonable amount.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.0 -
Plans sound good. Would you still be paying the mortgage in retirement? Hope you get a good price for your current home 🤞0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Yes we would for a while, but it should be affordable when we take away spending on the kids as they would have moved out by then(in theory).No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.0 -
Only a 2 today(huge buffet lunch at four seasons that covered protein veg and fruit needs for the day).No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.0
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