STANSTED CCJ Claim form help

firefox1

Hi everyone. I have recently received a claim form in the post explaining to me that DCBL will take legal action against me very soon for a ticket received at stansted airport mcdonalds. I received this letter on the 16th of January and I have now acknowledged the claim on the MCOL website on 29/01/2025. I have seen other defences that people have written but I honestly don't understand any of it nor do I know If I can just use their defence as my own?

I don't know what a lot of these terms mean that you guys keep mentioning I won't lie haha. I'm a complete noob. I can't even understand much of the newbies guide or understand much about it i apologise. 

About the case. I wasn't the one driving the car and I wasn't there at the time. The driver I believe has called to tell them that I wasn't the driver but they said they couldn't change it as we left it too late. This was way before the Claim form. I haven't since applied through step change to get the "breathing space scheme". I am also receiving universal credit at the moment but in search of work. Step change has helped me fill out a budget sheet if that helps?

What I need help with please is forming a defence, which email address to send it to, and what to do after that and what the next steps are if they don't accept the defence. 

Essentially, what do I do?

Thanks a lot everyone i really appreciate your help very much.

Gr1pr

It wont be DCBL, debt collectors,  more likely to be DCB Legal,  a legal company 

Name the parking company and the legal company on the top left of the claim form 

Redact the VRM details on the lower left of the claim form and post the picture of just that POC section 

Post the issue date from the top right of the claim form too

As the keeper but not the driver,  you have no keeper liability,  a good place to be 

You do not have a CCJ, just a court claim 

KeithP

firefox1 said:

I received this letter on the 16th of January and I have now acknowledged the claim on the MCOL website on 29/01/2025.

Having told us when you received the Claim Form, can you now please tell us the Issue Date on it?

firefox1

@KeithPF @KeithP

Hi Keith. I'm sorry I've been locked out of my account for ages I've just finally been able to get in. I couldn't reset my password.

Anyway thanks for your reply. Yes the issue date is 17th January 2025.
I hope this comment finds you as I don't know exactly how to tag people in this 

firefox1

@Gr1pr hi there thanks for your reply. Sorry I'm only just replying I've only now been able to get back into my account qs it wouldn't let me reset my password. 

I'm sorry I don't understand half of that stuff that you're mentioning.

"Name the parking company and the legal company on the top left of the claim form 

Redact the VRM details on the lower left of the claim form and post the picture of just that POC section" 

What does this mean and how exactly do o do it and why? 

The issue date is 17th of January. 

Thanks again!

LDast

These bits!

firefox1

  @LDast
Thanks mate here it is. Let me know if its ok

@Gr1pr

KeithP

With a Claim Issue Date of 17th January, and having filed an Acknowledgment of Service('AOS') in a timely manner, you have until 4pm on Wednesday19th February 2025 to file a Defence.

That's a whole week away. Plenty of time to produce a Defence but please don't leave it to the last minute.

To create a Defence, and then file a Defence by email, look at the second post in the NEWBIES thread.

Don't miss the deadline for filing a Defence.

Do not try and file a Defence via the MoneyClaimOnline website. Once an AOS has been filed, the MCOL website should be treated as 'read only'.

LDast

With an issue date of 17th January, you had until 4pm on Wednesday 5th February to submit your defence or submit an Acknowledgement of Service (AoS) which would extend the defence deadline until 4pm on Wednesday 19th February. Have you submitted an AoS? If so, follow the advice in the Newbies/FAQ and the Template Defence threads and get your defence in. 

If you haven't submitted an AoS, you should check your MCOL history to check that you don't already have a CCJ by default.

KeithP

LDast said:

With an issue date of 17th January, you had until 4pm on Wednesday 5th February to submit your defence or submit an Acknowledgement of Service (AoS) which would extend the defence deadline until 4pm on Wednesday 19th February. Have you submitted an AoS? If so, follow the advice in the Newbies/FAQ and the Template Defence threads and get your defence in. 

If you haven't submitted an AoS, you should check your MCOL history to check that you don't already have a CCJ by default.

The OP told us earlier that they acknowledged the claim on 29th January.   

1505grandad

"The OP told us earlier that they acknowledged the claim on 29th January."

They also stated it was received before it was issued?:-

"I received this letter on the 16th of January and I have now acknowledged the claim on the MCOL website on 29/01/2025."