Minimum balance to generate DD

badger09

In fact, my cunning plan has failed at 1st hurdle. I have credit balance on my iCloud account, and despite research telling me I can change my default payment method, I’ve discovered that iCloud balance will always be used before any other payment method and that can’t be changed. As it will be several months before credit card is charged, generating DD, I’ve moved another existing DD. 

Thanks to all who offered suggestions. 

Ballard

You’ve sorted it now, but could you have paid/part paid a utility bill (e.g. mobile) with your credit card to cover it?

HillStreetBlues

WillPS said:

The RBS credit card backend, used by Natwest Group and also Tesco Bank, has a quirk where balances under £1 are written off rather than collected. Other than that, I'm pretty sure you can expect any other card to process a DD for any balance.

I used my Natwest credit card last month to buy a few donuts in Lidl, total under a pound and it was written off. I wonder how many times I can do that

hermante

HillStreetBlues said:

WillPS said:

The RBS credit card backend, used by Natwest Group and also Tesco Bank, has a quirk where balances under £1 are written off rather than collected. Other than that, I'm pretty sure you can expect any other card to process a DD for any balance.

I used my Natwest credit card last month to buy a few donuts in Lidl, total under a pound and it was written off. I wonder how many times I can do that

I spend 95p on my Tesco CC every month and it has been written off every month for the past 8(?) years

WillPS

HillStreetBlues said:

WillPS said:

The RBS credit card backend, used by Natwest Group and also Tesco Bank, has a quirk where balances under £1 are written off rather than collected. Other than that, I'm pretty sure you can expect any other card to process a DD for any balance.

I used my Natwest credit card last month to buy a few donuts in Lidl, total under a pound and it was written off. I wonder how many times I can do that

I don't know of anyone reporting there's an upper limit to it. Max benefit is £11.88/year.

Presumably in time Barclays will move Tesco Bank to their own system, at which point I suspect the quirk will disappear from Tesco credit cards.

boingy

Imagine the shock of suddenly having to pay a 99p monthly credit card bill after getting away with it for years!
I look forward to the outraged forum post(s).

crumpet_man

hermante said:

HillStreetBlues said:

WillPS said:

The RBS credit card backend, used by Natwest Group and also Tesco Bank, has a quirk where balances under £1 are written off rather than collected. Other than that, I'm pretty sure you can expect any other card to process a DD for any balance.

I used my Natwest credit card last month to buy a few donuts in Lidl, total under a pound and it was written off. I wonder how many times I can do that

I spend 95p on my Tesco CC every month and it has been written off every month for the past 8(?) years

I have Tesco and spend £1 every month which is written off.