More Lloyds, Halifax and Bank of Scotland branches to shut in 2025/26

WillPS

Well I've checked with Lloyds and they've unambiguously stated that it is live as of now:
https://x.com/LloydsBank/status/1885325827237142973

That's obviously been pushed live rather quietly! All we need is a guinea pig now to confirm this... will make sure I have a card with me to check myself.

UKX69

scoot65 said:

Rob5342 said:

That argument is wearing a bit thin now. Online banking had been around for over 25 years so people have had plenty of time to get used to it. Someone who is 80 now would have been 55 in 2000,a time when computers were well established in the workplace, schools etc. I know several people in their 80s and they are all quite happy with their ipads and haven't been to a branch in years. 

You've got to consider that a lot of people (not all by any means) decline cognitively as they age. 

Someone who could use online banking etc as second nature for many many years, may struggle to do so as they age. Having a branch to pop into would be very useful in these cases.

The thought of an enderly person who does not have family members to offer support being unable to access online banking and not having a physical branch to visit is a unsettling prospect (for me at least).

None of us know hat lies ahead cognitively or physically for us as we age into our 80's and beyond.......       

Agree. I wrote about this a while back. My wife and I are in our seventies and I take care of all finances and banking on line and in branch. If I fell off my perch tomorrow or in ten years time, my wife would be utterly incapable of using a computer or other device to access our banking. That is why all (well most), of our finances are joint and accessible in branch.

King_Of_Fools

Interesting that the Rayleigh Lloyds and Halifax are both closing on the same day!
I could understand closing one of them, but both?

Rob5342

DasTechniker said:

scoot65 said:

Rob5342 said:

That argument is wearing a bit thin now. Online banking had been around for over 25 years so people have had plenty of time to get used to it. Someone who is 80 now would have been 55 in 2000,a time when computers were well established in the workplace, schools etc. I know several people in their 80s and they are all quite happy with their ipads and haven't been to a branch in years. 

You've got to consider that a lot of people (not all by any means) decline cognitively as they age. 

Someone who could use online banking etc as second nature for many many years, may struggle to do so as they age. Having a branch to pop into would be very useful in these cases.

The thought of an enderly person who does not have family members to offer support being unable to access online banking and not having a physical branch to visit is a unsettling prospect (for me at least).

None of us know hat lies ahead cognitively or physically for us as we age into our 80's and beyond.......       

Agree. I wrote about this a while back. My wife and I are in our seventies and I take care of all finances and banking on line and in branch. If I fell off my perch tomorrow or in ten years time, my wife would be utterly incapable of using a computer or other device to access our banking. That is why all (well most), of our finances are joint and accessible in branch.

What would she have trouble with? Surely pressing the banks app button on an iPad and being logged in with face id to see the statement is no more difficult than opening a letter with a bsnk statement in it. 

Rob5342

scoot65 said:

Rob5342 said:

That argument is wearing a bit thin now. Online banking had been around for over 25 years so people have had plenty of time to get used to it. Someone who is 80 now would have been 55 in 2000,a time when computers were well established in the workplace, schools etc. I know several people in their 80s and they are all quite happy with their ipads and haven't been to a branch in years. 

You've got to consider that a lot of people (not all by any means) decline cognitively as they age. 

Someone who could use online banking etc as second nature for many many years, may struggle to do so as they age. Having a branch to pop into would be very useful in these cases.

The thought of an enderly person who does not have family members to offer support being unable to access online banking and not having a physical branch to visit is a unsettling prospect (for me at least).

None of us know hat lies ahead cognitively or physically for us as we age into our 80's and beyond.......       

But if someone has declned cognitively then surely having having an app they can check the balance on at any time is going to be far easier than having to keep a manual record of everything for a month until the statement arrives. 

SU38

scoot 65

assumes that everybody has A. a PC B. has acess to a smart phone, I myself (@80 years )have a venerable PC and no smart phone and rely on Bank statements to comply with Gov Tax Returns, and now the latest MTD tomfoolery what ever do the civel serpants think we small self employed do all day ;certainly not trying to get our heads around bookkeeping apart from the cost of having to buy the equipment and programs to comply

I suspect that a lot of us older people will opt out of buisness what will that do to the economy ???

Nasqueron

https://forums.moneysavingexpert.com/discussion/comment/81954054#Comment_81954054

In 2022 there were approx 1.5m 65+ working, in 2023/4 around 1m were self employed 60+ but the number who are both working, self-employed and unable to use modern tech and unable to use an accountant is very small

Enzo_L

https://forums.moneysavingexpert.com/discussion/comment/81954054#Comment_81954054

The "civel serpents" as you call them just implement the policies they are told to implement, with the budget they are given.

If you don't like what civil servants do or how they do it then your problem is with the politicians who hand down policies.

It is government policy to "make tax digital", to get tax returns made in real time and to have tax paid sooner, such as by payments on account. That is not the fault of civil servants. Calling them silly names is inappropriate.