More Lloyds, Halifax and Bank of Scotland branches to shut in 2025/26

MSE_Molly_G

Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least another 136 bank branches in 2025 and 2026. We've rounded up the new closures for each brand and what to do if you still want face-to-face banking.

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More Lloyds, Halifax and Bank of Scotland branches to shut in 2025/26 – here are the new closures and your banking alternatives

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GTR_King

Shame Felixstowe is loosing it’s branch will affect the older generation in the town 

eskbanker

GTR_King said:

Shame Felixstowe is loosing it’s branch will affect the older generation in the town 

Have you singled out Felixstowe because you live there, or nearby?  I'd have thought that there'd be plenty of towns about which the same could be said....

Rob5342

GTR_King said:

Shame Felixstowe is loosing it’s branch will affect the older generation in the town 

That argument is wearing a bit thin now. Online banking had been around for over 25 years so people have had plenty of time to get used to it. Someone who is 80 now would have been 55 in 2000,a time when computers were well established in the workplace, schools etc. I know several people in their 80s and they are all quite happy with their ipads and haven't been to a branch in years. 

lr1277

Yes there are plenty of older people who can use the internet.

But there are also people who aren't confident on using the internet.

My mum never worked and my dad did all the financial stuff.

Now that my dad has passed, I help mum with her internet banking. And when we can't get it to do what we want, there is either a phone call or a branch visit.

As you get older for some people their health deteriorates and/or their confidence, so using online technology becomes a bigger mountain to climb perhaps even insurmountable.

In which case having somebody to talk to face to face is the best way forward in that particular circumstance.

WillPS

Heads up @MSE_Molly_G

" As of January 2025, Lloyds, Halifax and Bank of Scotland customers can use branches across any of the three banks for everyday banking, such as making cash deposits, withdrawals and paying in cheques. Find your nearest Lloyds, Halifax or Bank of Scotland branch – but be aware that this branch could end up closing, too."

I don't think this statement is correct. LBG announced this in Jan 25, but they haven't said when this will be effective other than 'later this year'.

Edited to add: Halifax and Bank of Scotland customers can use either brand (at the counter), but they have no geographic overlap so unlikely to be of use to customers losing their local branch.

eskbanker

It would certainly be sensible for them to say that when your local LBG branch is closes, you can continue seamlessly at the nearest one of whichever flavour, rather than treating them as two separate announcements, which must be related....

WillPS

eskbanker said:

It would certainly be sensible for them to say that when your local LBG branch is closes, you can continue seamlessly at the nearest one of whichever flavour, rather than treating them as two separate announcements, which must be related....

Yes, I suspect that will be the messaging, but nevertheless unless MSE know something the rest of us don't then as of January 2025 you still cannot do as the article says.

MSE_Molly_G

Hi all, thanks for the comments. We checked with the Lloyds Group and it confirmed that customers can use any of the three branches.

WillPS

MSE_Molly_G said:

Hi all, thanks for the comments. We checked with the Lloyds Group and it confirmed that customers can use any of the three branches.

Suspect some crosswires here. Has anyone attempted this yet?

scoot65

Rob5342 said:

That argument is wearing a bit thin now. Online banking had been around for over 25 years so people have had plenty of time to get used to it. Someone who is 80 now would have been 55 in 2000,a time when computers were well established in the workplace, schools etc. I know several people in their 80s and they are all quite happy with their ipads and haven't been to a branch in years. 

You've got to consider that a lot of people (not all by any means) decline cognitively as they age. 

Someone who could use online banking etc as second nature for many many years, may struggle to do so as they age. Having a branch to pop into would be very useful in these cases.

The thought of an enderly person who does not have family members to offer support being unable to access online banking and not having a physical branch to visit is a unsettling prospect (for me at least).

None of us know hat lies ahead cognitively or physically for us as we age into our 80's and beyond.......