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Fabulous February's No-Spend Days Challenge!

12357…51

Comments

  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today - off to a positive start 💪
    Hope it’s a great no spend Feb for us all! 

    2/20 NSDs

    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • QueenJess
    QueenJess Posts: 4,682 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring my first NSD today. Wasn’t one yesterday as I had to pay for DS’s gymnastics certificate.
    2026 decluttering: 96 🤑🥉 ⭐️
    2026 use up challenge: 34🥉 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 I 🥉25 🥈50 🥇100 💎150

  • InDebtEnby
    InDebtEnby Posts: 255 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me
    Current No Spend Challenge: 11/13
    2025 No Spend Days: 11/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Makingabobor2
    Makingabobor2 Posts: 4,571 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    2nd one today. Off to a good start
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £65.85

    Decluttering items 1402/    2025.  67/2026
    Books read    23 in 2025.  2026- 3 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 9,295 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    One for me. Found a very pretty begonia tuber today but paid for from my pocket money 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,297 Forumite
    Part of the Furniture 1,000 Posts
    Another NSD for me today please making 2/15

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 10/15
    January PADs £520
    January grocery challenge £94.86/£150
  • Thriftymissus
    Thriftymissus Posts: 314 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Good morning. Thanks for all your work on this @cathybird, very early declaration of NSD number 3 today.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,248 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Can you add 2 or me please for yesterday and today?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    An early bird posting for today, please, @cathybird:

    3/20 NSDs so far 🥳
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hi it'll be a NSD for me today please  :)
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
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