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Fabulous February's No-Spend Days Challenge!

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Comments

  • ET22
    ET22 Posts: 222 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    Hi, just dropping in to say I have had in total 14 NSD in feb up and definetly wont be spending anything tomorrow so it will be 15 days for feb 😊 
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • cathybird
    cathybird Posts: 16,185 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Louise600 said:
    1 NSD today please which is amazing as I’ve had to come into the office in Leeds. For the first time I brought my own lunch, breakfast and I’m using work tea and coffee. Thank you @cathybird for helping me change my ways with this thread!
    @Louise600 sounds very money saving! imageimage
  • NSD today. Well done everyone! I hope tomorrow will  be another NSD as well. 

    Challenges

    NSD - January  - 8/10

    1. 2026 Mortgage-Free Wannabes #61 £1,269 /£29,000, MF target May 2026, current mortgage balance - £28,616.15

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • CrazyBee787
    CrazyBee787 Posts: 1,479 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today snacks again!
    Goal 1: Get a permenant job that sticks.
    Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
    Goal 3: Get a lodger
    Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
    Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?
  • @cathybird
    I can't wait to get that dancing monster tomorrow! I will everything in my power to make it a NSD!!!!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • New sodastream arrived for me so had to get some syrup, so not a NSD unfortunately 
    Current No Spend Challenge: 11/13
    2025 No Spend Days: 11/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • KajiKita
    KajiKita Posts: 9,298 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Thursday and I have hit target 🎯 😊👏

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,512 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 27 February 2025 at 7:50PM
    @ Optimistic_Saver - Congratulations & Well done, I knew you could do it :D
    Can I just ask if there's a NSD March link? 
    I know I've missed it somewhere but just can't find it to get ready for March - I'm eager to get zooming away..... :D
    Thanks cathybird xxxxxxx
    ~ NSD 2026 Challenge January 20/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £834.42 / £2026 (1)
  • cathybird
    cathybird Posts: 16,185 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    laura_lau said:
    @cathybird
    I can't wait to get that dancing monster tomorrow! I will everything in my power to make it a NSD!!!!
    @laura_lau yay that you like the monster! I'm happy when people like the emojis. :):)
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