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Fabulous February's No-Spend Days Challenge!
Comments
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#5 for me today
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £65.85
Decluttering items 1402/2025. 67/2026
Books read 23 in 2025. 2026- 3 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Day 7 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
8/19Please @cathybird Thank you.Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2 -
One for me today please 7/15
"My Life Is About The Journey Not The Destination"2 -
Saturday and Sunday were no spend days for me so 3/10!August 2025 total debt: £28,741
November 2025 total debt: £26,399
Cleared 8.5%Aim to be below £25,000 by 1st Jan 20262 -
Yes for yesterday, but no for today 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 7 books of target 52 in 2026 as @ 23rd January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10002 -
February 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 5/18
beanielou 8/19
birdsfoottrefoil 3/10
Caeraugirl 3/20
Cassingtonbear 5/10
cathybird 8/15
Clarabelle73 2/15
Crazybee787 8/19
cuddlymarm 5/15
Dizzycap 10/20
Doris17 7/15
emmaj30 8ET22 10GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 4/10
Jay1 2 4/12
KajiKita 8/20
laura lau 5/18
laurenh1 6/18
LittleMissDetermined 6/16
Louise600 6/10
Makingabobor2 5/15
Money Choices 10Optimistic Saver 6/20
Pauper1 4/20Pinkpieuni 6/10
QueenJess 6/15
Saver-upper 15SecondStar 5/15
short bird 7/18
Thriftymissus 8/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Sorry it's a late update, today was busy! 3
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Fine by me you have to be able to have a life! it is absolutely no botherXXcathybird said:Sorry it's a late update, today was busy!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?2
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