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Driving licence details obtained us fraud

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Comments

  • baldemort
    baldemort Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    As in it’s a combination of the owners name and dob etc? 


  • dumpster_fire2025
    dumpster_fire2025 Posts: 86 Forumite
    10 Posts Name Dropper
    edited 28 January at 5:26PM
    baldemort said:
    As in it’s a combination of the owners name and dob etc? 


    Yes, just looking at Mr Cameron's up there (which does follow the official pattern even though it's a mockup it goes as follows

    [Surname][Third digit of birth year][Birth month][Birth day][Last digit of year of birth][Initials][Three random characters]
  • baldemort
    baldemort Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    So basically having driving licence details without having the actual card is pretty much useless for fraud? 
  • eskbanker
    eskbanker Posts: 37,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    baldemort said:
    So basically having driving licence details without having the actual card is pretty much useless for fraud? 
    No, that's effectively the opposite of what was said - if someone has your full name, date of birth and address then that's all useful data for ID theft, but for anyone who already has those details then the extra information on the physical card doesn't help them.
  • baldemort
    baldemort Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Ah I see.
    Although it leaves me totally confused now as earlier folks kinda suggested it should be nothing to worry about having used my driving licence for Id in the us 
  • baldemort
    baldemort Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    So taking that into account should I be worrying and what can I do further to help? 
  • eskbanker
    eskbanker Posts: 37,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    baldemort said:
    Ah I see.
    Although it leaves me totally confused now as earlier folks kinda suggested it should be nothing to worry about having used my driving licence for Id in the us 
    baldemort said:
    So taking that into account should I be worrying and what can I do further to help? 
    It's easy to get carried away with extremities of views online - I'd say that there isn't any point in worrying but conversely wouldn't claim that there's no risk of fraud at all.  Registering your main details with a US business reveals no more data about you than you'll already have provided to others here in the UK and maybe elsewhere too (you presumably flew to the USA after providing similar details to the airline, plus the immigration authorities, plus maybe a car hire and/or accommodation provider, etc, etc, and that's just this one trip), but having done so there's no particular point in fretting about it.

    It doesn't do any harm to be reasonably vigilant and check your credit files from time to time, to validate that nobody has done anything untoward with your details:

    https://www.moneysavingexpert.com/loans/check-free-credit-report/
  • born_again
    born_again Posts: 20,801 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    baldemort said:
    As in it’s a combination of the owners name and dob etc? 


    Yes, just looking at Mr Cameron's up there (which does follow the official pattern even though it's a mockup it goes as follows

    [Surname][Third digit of birth year][Birth month][Birth day][Last digit of year of birth][Initials][Three random characters]
    My bad, Just checked mine. I thought it was 3 of surname & 2 of 1st name 🤦‍♀️
    Life in the slow lane
  • user1977
    user1977 Posts: 18,064 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    baldemort said:
    So taking that into account should I be worrying
    We could give you a list of 101 more likely things to worry about. As I said, I doubt anybody in Florida is wanting to assume the ID of a random Brit, and the party to whom you gave the ID is (probably) legit anyway.
  • baldemort
    baldemort Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you all for the help and guidance 
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