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Calculating household costs when moving

My partner and I are in the early stages of planning to move, and we're trying to do the maths on our budget with a potentially bigger house. 

Currently we are in a 1950s 3 bed semi, gas and electricity is £140pm, water £20 pm. Is there anywhere to find average utility costs?

We will be looking for a detached property, still 3 bedrooms and only the 2 of us as occupants. We only heat the rooms we use currently, so would bills go up by that much?

Comments

  • EssexHebridean
    EssexHebridean Posts: 24,202 Forumite
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    edited 22 January at 1:36PM
    There will be a small increase due to the property being detached - heat loss is potentially greater than from a semi. There are a lot of other variables though too - the new house might be better (worse) insulated/have a more (or less) efficient boiler/have a better(worse) heating system... 

    When we moved I budgeted for an increase which felt about reasonable and then just kept a really close eye on things through the first 12 months. 

    No logical reason why water should change - you are metered now and will presumably be metered at the new property as well.  Edit - it's been pointed out below that this is incorrect as the property rating will be different!


    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
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  • freesha
    freesha Posts: 414 Forumite
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    No logical reason why water should change - you are metered now and will presumably be metered at the new property as well. 


    There will be a higher standing charge and drainage amount.
  • EssexHebridean
    EssexHebridean Posts: 24,202 Forumite
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    freesha said:


    No logical reason why water should change - you are metered now and will presumably be metered at the new property as well. 


    There will be a higher standing charge and drainage amount.
    Oh yes - thanks for pointing that out, I was just thinking in terms of water and forgot the added bits for the property being rated differently! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
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  • yorkiechick
    yorkiechick Posts: 121 Forumite
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    Thank you both. Looking into water, the standing charge is fixed for the year, and drainage/sewerage is based on water usage, so I don't think it will change drastically. However, I'll factor in an increase to be on the safe side. 
  • EssexHebridean
    EssexHebridean Posts: 24,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The other aspect with water is that if your new house has a larger garden you might use more water there! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Albermarle
    Albermarle Posts: 26,972 Forumite
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    Every time there is a news story about energy costs they quote the figures for an average house usage of gas and electricity.
    On 22 November 2024, Ofgem announced that the energy price cap, for a typical household who use electricity and gas and pay by Direct Debit, would be £1,738 from 1 January 2025. This figure uses Ofgem’s definition of ‘average energy use’ known as the Typical Domestic Consumption Values (TDCV). Ofgem sets the maximum amount that suppliers can charge for each unit of electricity and gas but not the total bill, so if you use more energy, you will pay more.
  • EssexHebridean
    EssexHebridean Posts: 24,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes, and it's about as much practical use as a chocolate tea pot at elevenses time. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • strawb_shortcake
    strawb_shortcake Posts: 3,379 Forumite
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    I was really surprised when I found out ourselves and our neighbours all had different water bills, all very similar, some semi some terraced but ours is £46 a month and one neighbour is over £90. Both bills not metered.
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • yorkiechick
    yorkiechick Posts: 121 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I was really surprised when I found out ourselves and our neighbours all had different water bills, all very similar, some semi some terraced but ours is £46 a month and one neighbour is over £90. Both bills not metered.
    Are they running a laundrette from home?!

  • Bigphil1474
    Bigphil1474 Posts: 3,336 Forumite
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    We moved from a 3 bed terrace paying about £30 a month for water, to a 4 bed semi which is £70 a month - both non metered. We're getting a meter in as soon as we can. 

    OP, we basically just added 20% to everything to give us a rough figure. Other than the water scare, we've actually been spending pretty much the same on heating - newer house has much better insulation, but its bigger so balances out. The council tax went up a band, we transferred Virgin Media for the BB and TV so same price etc. so have actually ended up paying maybe 10% more a month overall for everything except the mortgage.

    Only thing to think about is that the new house may be on a rubbish tariff so initially you are stuck with whatever the vendors have in place. We managed to get a new fixed deal a couple of months after we moved in.
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