We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
P45 no new employer

eastcorkram
Posts: 868 Forumite


in Cutting tax
Today I received my P45. I finished work on 31/12/24.
I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again.
Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.
I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them?
I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again.
Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.
I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them?
1
Comments
-
HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.
0 -
Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.1
-
eastcorkram said:Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.1
-
eastcorkram said:Today I received my P45. I finished work on 31/12/24.
I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again.
Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.
I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them?
The main reason a P45 is still issued to the former employee is to “cover the join” where they claim benefits or go into a new role and their HMRC record needs to be connected.
A P45 also replaces your P60 if you don’t work again that tax year. So you need to keep it.I assume ‘Congratulations on your retirement’ is appropriate here?Fashion on the Ration
2024 - 43/66 coupons used, carry forward 23
2025 - 60.5/890 -
Sarahspangles said:eastcorkram said:Today I received my P45. I finished work on 31/12/24.
I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again.
Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.
I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them?I assume ‘Congratulations on your retirement’ is appropriate here?
So, since my last day, less than a month ago, an awful lot has happened to me.
I'm 65, never been ill before, other than flu, three times in my life. I was thinking of putting this in the bold leap thread, but I think people tend to prefer happy holiday retirements in there !1 -
eastcorkram said:Thank you. I like the question mark. My last actual day at work was 20th December. On the 22nd, I got ill. Admitted to hospital on 26th , Boxing day. In for six nights. Lots of tests, scans while in. These showed up a totally separate issue, which led to further tests, and has already been diagnosed as cancer. Now awaiting surgery, which I've been told should be within the next 3 weeks.
So, since my last day, less than a month ago, an awful lot has happened to me.
I'm 65, never been ill before, other than flu, three times in my life. I was thinking of putting this in the bold leap thread, but I think people tend to prefer happy holiday retirements in there !Fashion on the Ration
2024 - 43/66 coupons used, carry forward 23
2025 - 60.5/891 -
Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.
Tried to update this, but it just says it's my ex employer who will notify them, and they have six weeks to do so. So, hardly instant.0 -
eastcorkram said:Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.
Tried to update this, but it just says it's my ex employer who will notify them, and they have six weeks to do so. So, hardly instant.
The employer should send the RTI data on or before when a payment is made but after that it's in HMRC's hands.
If the final payment was in December i.e. tax month 9, ending on 5 January 2025, it's a little surprising your record hasn't been updated yet.
But when you "finished work" isn't really important, it's when you were paid that is important. So if that is in the current tax month that would be less of a surprise and you probably just need to wait a week or two.0 -
Dazed_and_C0nfused said:eastcorkram said:Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.
Tried to update this, but it just says it's my ex employer who will notify them, and they have six weeks to do so. So, hardly instant.
The employer should send the RTI data on or before when a payment is made but after that it's in HMRC's hands.
If the final payment was in December i.e. tax month 9, ending on 5 January 2025, it's a little surprising your record hasn't been updated yet.
But when you "finished work" isn't really important, it's when you were paid that is important. So if that is in the current tax month that would be less of a surprise and you probably just need to wait a week or two.0 -
Nomunnofun1 said:Dazed_and_C0nfused said:eastcorkram said:Penguin_ said:HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.
Tried to update this, but it just says it's my ex employer who will notify them, and they have six weeks to do so. So, hardly instant.
The employer should send the RTI data on or before when a payment is made but after that it's in HMRC's hands.
If the final payment was in December i.e. tax month 9, ending on 5 January 2025, it's a little surprising your record hasn't been updated yet.
But when you "finished work" isn't really important, it's when you were paid that is important. So if that is in the current tax month that would be less of a surprise and you probably just need to wait a week or two.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.8K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 453K Spending & Discounts
- 242.7K Work, Benefits & Business
- 619.5K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards