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P45 no new employer

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  • eastcorkram
    eastcorkram Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 15 August at 9:19AM
    @Dazed_and_C0nfused

    Final pay date was 19.12.24. 

    @[Deleted User]

    Yes, tried to do that, but it just said the employer does it, and they have six weeks.

    I realise none of this is important, but just goes back to the original question. Who informs HMRC that you no longer work. 
    My only income currently is a small DB pension, which presumably has the wrong code, due to the fact that currently HMRC think I'm still in full time employment. 
  • Penguin_
    Penguin_ Posts: 1,591 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Penguin_ said:
    HMRC will have known you aren't employed anymore before your P45 was even printed out, so no need to send it to them.


    Just checked online tax account. Still there as a current employer. So, as I thought, employer has done nothing as yet. Estimated income for tax year, from that employment, £50,459. Actual income up to final Dec payslip £38,500. 

    Tried to update this, but it just says it's my ex employer who will notify them, and they have six weeks to do so. So, hardly instant. 
    If you have your P45 HMRC will be in the process of updating your record. They can take a little time.

    In our process we have to update SAGE with our staff who have left & then submit our FPS to HMRC & then print & distribute the P45s.
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 17,708 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    edited 15 August at 9:19AM
    @Dazed_and_C0nfused

    Final pay date was 19.12.24. 

    @[Deleted User]

    Yes, tried to do that, but it just said the employer does it, and they have six weeks.

    I realise none of this is important, but just goes back to the original question. Who informs HMRC that you no longer work. 
    My only income currently is a small DB pension, which presumably has the wrong code, due to the fact that currently HMRC think I'm still in full time employment. 
    Your employer does, albeit somewhat belatedly in this instance.
  • silvercar
    silvercar Posts: 49,671 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Today I received my P45. I finished work on 31/12/24. 

    I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again. 

    Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.

    I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them? 
    Almost all PAYE payroll goes through the HMRC Real Time Information process now. Info here, including the leaver process https://assets.publishing.service.gov.uk/media/5a74cb1c40f0b61df4778894/RTI-TIIN.pdf 



    I assume ‘Congratulations on your retirement’ is appropriate here?
    Thank you. I like the question mark. My last actual day at work was 20th December. On the 22nd, I got ill. Admitted to hospital on 26th , Boxing day. In for six nights. Lots of tests, scans while in. These showed up a totally separate issue, which led to further tests, and has already been diagnosed as cancer. Now awaiting surgery, which I've been told should be within the next 3 weeks. 

    So, since my last day, less than a month ago, an awful lot has happened to me. 

    I'm 65, never been ill before, other than flu, three times in my life. I was thinking of putting this in the bold leap thread, but I think people tend to prefer happy holiday retirements in there ! 
    Sorry to hear this, hope your treatment goes well and you have a positive outcome.

    Minor in the scheme of things, buts it a shame you can’t delay your resignation and take some sick leave. Also, presumably you had booked annual leave from your last working day to your final employment day. Officially that should be changed to sick leave and any annual leave outstanding paid out. Though no doubt you have other things on your mind.
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  • eastcorkram
    eastcorkram Posts: 917 Forumite
    Part of the Furniture 500 Posts Name Dropper
    silvercar said:
    Today I received my P45. I finished work on 31/12/24. 

    I believe if I was starting another job, I'd give the P45 to the new employer. I'm not planning on working again. 

    Do I have to do anything with the P45? Do HMRC automatically get a copy of it, or do I have to send it to them? If not, presumably they will think I'm still employed.

    I've read online, that I should send it to my pension provider. If so, which one? Or is it all of them? 
    Almost all PAYE payroll goes through the HMRC Real Time Information process now. Info here, including the leaver process https://assets.publishing.service.gov.uk/media/5a74cb1c40f0b61df4778894/RTI-TIIN.pdf 



    I assume ‘Congratulations on your retirement’ is appropriate here?
    Thank you. I like the question mark. My last actual day at work was 20th December. On the 22nd, I got ill. Admitted to hospital on 26th , Boxing day. In for six nights. Lots of tests, scans while in. These showed up a totally separate issue, which led to further tests, and has already been diagnosed as cancer. Now awaiting surgery, which I've been told should be within the next 3 weeks. 

    So, since my last day, less than a month ago, an awful lot has happened to me. 

    I'm 65, never been ill before, other than flu, three times in my life. I was thinking of putting this in the bold leap thread, but I think people tend to prefer happy holiday retirements in there ! 
    Sorry to hear this, hope your treatment goes well and you have a positive outcome.

    Minor in the scheme of things, buts it a shame you can’t delay your resignation and take some sick leave. Also, presumably you had booked annual leave from your last working day to your final employment day. Officially that should be changed to sick leave and any annual leave outstanding paid out. Though no doubt you have other things on your mind.
    I know what you mean, but I can't be bothered chasing that now. From last working day, 20th, was still employed to 31.12. which was all holiday. Factory shutdown from 20.12. until re opening on 02.01. 

    With hindsight, if I'd not have given my notice in three months earlier, I'd now be on full pay sick leave, but hey ho. I had no idea anything was wrong until two days after my last day. Oh well, still regard myself as lucky, partly to have got this far unscathed, and partly due to this being found, due to an unrelated emergency. 
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