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Teetering on the brink

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  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    Well I am glad that’s over. Just 60ish people showed up in the end. Not the best thing I have ever delivered, but it served its purpose and quite a few joined in on the Slido so it ticked the interactive box. Manager is happy so that’s what matters. My face is killing me though. Too much talking. Time for a brief lie down, food, and then time to tackle more apprenticeship work. 👍
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    So I’ve barely had lunch and I got a quick call from Head of Delivery Management asking if I will help with Scrum Master support for our Digital Strategy work. So, another totally new team to start with, oh and by the way, they’ve decided not to continue the contract of the external resource that was looking after it and they leave today. 🤣 Got to just love the amount of notice I get! I am sure it will be interesting being a fly on the wall for some of these discussions! lol
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • SuzeQStan
    SuzeQStan Posts: 1,678 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Well done on the presentation - sounds like the company you work for is a bit of a whirlwind though 😳 but it also sounds like you thrive on that - so they are very lucky to have you x
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    My gosh I woke up feeling awful again this morning. So much so that I asked dd1 to make my coffee and breakfast as I struggled to even sit up again. Once the coffee kicked in I was able to stand and made myself another cup in the vague hope that it would make me functional enough to work. I managed to make it past the most important meetings but by lunchtime I really couldn’t work. I stole a pasta pot from dd1’s fridge (I never ever normally do this btw but I really wasn’t able up to standing to make anything), and flopped back onto my bed. 

    I am marginally better now but I am pleased to say that I have started on the Folic acid/B12 tablets so hopefully I will be at least heading in the right direction. I was relieved to find out that a deficiency in Folic acid can also be caused by the tablets I take for my Trigeminal Neuralgia. This is good news for me as it made no sense to me to be deficient purely based on my diet because I actually eat pretty well (takeaways aside), compared to a lot of people I know. Now I can see a cause, I feel less stressed. 
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • badmemory
    badmemory Posts: 9,580 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I think I will mention about folic acid to my sister as she has TN.  Knowing her though she will already know.  Still better to do it & be told I know than not to say anything & have to admit later I could have told her.
  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    I can understand that. Better to be told twice than not at all. I wish someone had mentioned it to me! I’ve heard B12 mentioned a few times but never B9(Folic acid). TN is bad enough without adding this on top! 
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    edited 10 April at 5:28PM
    Exciting news on the money front - my latest Current Account switch has gone through today. 🎉 That should mean I get the £175 switching bonus in the next 10days. 😁

    The other great thing about this switch going through is that everything is now in its ‘correct’ place according to my DFW plan. It will make it a lot simpler to keep track and see my progress. 👍
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

  • badmemory
    badmemory Posts: 9,580 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thankfully hers does not seem to be as bad as yours although it was very bad originally.  But I remember how it was & would not wish that on anyone.  I do hope yours will take a back seat in the not too distant future.
  • EatingBeans
    EatingBeans Posts: 351 Forumite
    100 Posts Photogenic Name Dropper
    Well, today will be another no spend day, but sadly that’s because it’s also another feeling ill/weak day. 😕 No work again for me. I really do help the Folic Acid supplements work quickly! 

    The worst bit is I am all alone feeling like death today.  dd1 has left for college and starts her new job later, so I won’t see her until tomorrow, and dd2 was packed off for her DofE expedition at 6am this morning. I still have two bouncy labradors, plus two cats to now also look after, and the ever demanding guineas to remind me when it’s actually bed time of course. I’ve said I will have both cats and sleep in dd2’s bed tonight as little cat is almost certainly going to get very stressy without dd2 around. In the meantime I have dragged my duvet as far as the sofa so the puppies can do their own thing for the day and I can keep an eye on them while I rest. Knowing big dog he will spend the day laying on top of me grumbling at little dog to make sure she behaves. 🤣

    Number one goal today is to drink lots of water because I am feeling actively dehydrated. Lord knows why since I didn’t even manage 1,000 steps yesterday, although my Fitbit did also tell me I also clocked up half an hour of cardio/vigorous exercise (when I literally walked up the stairs and sat on dd’s bed!). In normal times I would think the Fitbit was wrong but I actually felt like I had done a workout too! 

    I’ve got to get better soon, I’m missing all the nice weather and I’ve got lots of gardening to do!
    End of
    Dec-24 May-25
    Brother  £  5,400.00  £  5,200.00
    Overdraft owed  £  1,349.90  £            -  
    MBNA CC  £ 10,534.20  £ 12,056.18
    Barclaycard CC  £  9,667.21  £  8,138.15
    Fluid CC  £            -    £     732.50
    NatWest CC  £ 12,018.14  £ 11,774.23
    Total debt  £ 38,969.45  £ 37,901.06

    Paid off in the month

    -£     914.90
    Total paid off 2025  £  1,068.39

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