Do I need to keep spending on a credit card?

Username50

I’m thinking of taking the amex card which gives the 30,000 Avios, airport passes etc if I spend £3000 in the first 3 months. After that time do I still have to buy things or can I just close the account? 

Voyager2002

Username50 said:

I’m thinking of taking the amex card which gives the 30,000 Avios, airport passes etc if I spend £3000 in the first 3 months. After that time do I still have to buy things or can I just close the account? 

I took out this card before a period when I anticipated unusually heavy spending. I used the card and benefited from it. I cancelled at the end of the year and so did not have to pay the fee (since this card is free for the first year but then there is an annual fee of £195.)

I don't see any point in closing the card after the first three months, since it doesn't cost you anything for the rest of the year.

Incidentally, I was able to keep my points ("membership rewards") by getting a different and free Amex card.

Three years later I opened this card again and have benefitted from another free year. I am currently deciding whether or not the card is actually worth the annual fee.

Username50

I think I’ve had an amex card in the last two years. This one won’t give the offer if that’s the case. Can my wife take it out?

Nasqueron

Anyone can apply for a card and they either get approved or rejected

spending on the card periodically is no bad thing, keeps the card and DD active and looks good for your credit history