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Hopefully debt free before Mortgage renewal in June 2026
Comments
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No money spent today
Savings/emergency Standing order day today £40.00 bringing the account balance to £444.50
Debt payments
Virgin CC weekly payment : £33.00 (i pay an additional £1 every week until it is paid off). Total paid so far this month £65.00. Balance remaining £919.00
Hastings loan daily payment : £1.69 (Total paid so far this month* £13.24) - leaving a final payment of £35.97 in August 2027 (30 monthly payments) = Balance outstanding now £2255.02
*This month refers to 28th Feb to 30th March (the day before pay day)Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
...........
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
No money spent today
Debt payments
Hastings loan daily payment : £1.70 (Total paid so far this month* £14.94) - leaving a final payment of £33.95 in August 2027 (30 monthly payments) = Balance outstanding now £2253.32
*This month refers to 28th Feb to 30th March (the day before pay day)Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
..........
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
No money spent today
Debt payments
Hastings loan daily payment : £1.71 (Total paid so far this month* £16.65) - leaving a final payment of £31.90 in August 2027 (30 monthly payments) = Balance outstanding now £2251.61
*This month refers to 28th Feb to 30th March (the day before pay day)Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
.................
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
We’re now entering the ‘payday doldrums’, where it seems the previous payday was ages ago, but the upcoming payday is so far away, It used to be that I was looking forward to payday because that’s when I could recommence spending again. Then it became about when I could pay the next lump off my debt and see the numbers go down. When it becomes about seeing the numbers (in savings) go up, that’s when the real fun begins.Tezzadp said:No money spent today
Debt payments
Hastings loan daily payment : £1.71 (Total paid so far this month* £16.65) - leaving a final payment of £31.90 in August 2027 (30 monthly payments) = Balance outstanding now £2251.61
*This month refers to 28th Feb to 30th March (the day before pay day)
Just keep looking forward to that.2 -
No money spent today
No direct debits today
Debt payments
Hastings loan daily payment : £1.72 (Total paid so far this month* £18.37) - leaving a final payment of £29.83 in August 2027 (30 monthly payments) = Balance outstanding now £2249.89
*This month refers to 28th Feb to 30th March (the day before pay day)Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
...........
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_0 -
I can relate to that. i feel like payday was agggggeeesss ago and the next payday is years away. it takes forever for the next payday to arrive but i love the feeling of paying a lump sum off at the end of the month and looking at the figures come down on the debts i owe, i just wish it would come around quicker haha. cant wait until its all paid then it will be money building up like you say instead of debts being paid.VAP_Driver said:
We’re now entering the ‘payday doldrums’, where it seems the previous payday was ages ago, but the upcoming payday is so far away, It used to be that I was looking forward to payday because that’s when I could recommence spending again. Then it became about when I could pay the next lump off my debt and see the numbers go down. When it becomes about seeing the numbers (in savings) go up, that’s when the real fun begins.Tezzadp said:No money spent today
Debt payments
Hastings loan daily payment : £1.71 (Total paid so far this month* £16.65) - leaving a final payment of £31.90 in August 2027 (30 monthly payments) = Balance outstanding now £2251.61
*This month refers to 28th Feb to 30th March (the day before pay day)
Just keep looking forward to that.Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1
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