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Living the Good Life - mortgage free and living in line with our values

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  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks SL, that's really useful information to know. I definitely want to do this in the future. We need to get Mr MV's knee sorted though - cycling (even briefly on my e-bike) puffs it right up. Health is a focus for him this year because it feels like he's falling apart currently! I assume the hotels are geared for cycle visitors and provide secure parking and maybe even charging facilities?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @themadvix - oh dear - what a faff in regard to the exchange rate! - would you consider using transferwise for the pay deposits instead of your bank?  They have favourable exchange rates and when I do GBP to CAD transfers, I wait until they send me the threshold exchange rate before transferring it to across the pond! I know the rate may never be 2.2 again, but I'll settle for 1.8 or higher even if it's just pennies.

    Sorry to hear your pay was delayed again - I know she's your friend - but that is so not on!  I'd be livid in your shoes, but it is such a hard one to navigate when it's a friend.  Would she take offence if you called her up on signing day to remind her?  My manager takes her sweet time to approve leave requests but if I stand over her shoulder she does it right away!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Suffolk_lass
    Suffolk_lass Posts: 10,298 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    themadvix said:
    Thanks SL, that's really useful information to know. I definitely want to do this in the future. We need to get Mr MV's knee sorted though - cycling (even briefly on my e-bike) puffs it right up. Health is a focus for him this year because it feels like he's falling apart currently! I assume the hotels are geared for cycle visitors and provide secure parking and maybe even charging facilities?
    Yes, the hotel is geared up for bikes and they anticipate charging indoors as that's where all their batteries were kept
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy Belated Birthday Vix! 🎈🎁
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • redofromstart
    redofromstart Posts: 5,852 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy birthday for yesterday, sounds like a lovely break. 
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Ladies!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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