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The Mortgage Free in Three - Take 7 challenge (MFiT-T7)
Comments
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MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £24,000
MFW 2025 #31 £39,000 / £28,000 OP
MFIT - T7 £39,000 OP
0%CC May 2027- £5,000
0% Loan £600.00
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10 /Nov £282.13
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 10000/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
0 - MFW 2022 #35 10,000
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#8 Update submittedMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0000 -
I've just submitted my October update - it's late, I can only apologise. Life drama's. Don't worry if it's too late to update @julicorn I'm just submitting just in case.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Hi, Sorry I haven't made the past few updates. I have put in my January one now incase I forget nearer the time.0
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Hi! I've asked to join - and submitted my overpayments YTD for 2025. My mortgage is up for renewal by August 2028, I'd like to get it to as close to 280k as I can and so I think this challenge will be a good motivator to keep track of things!0
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