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The Mortgage Free in Three - Take 7 challenge (MFiT-T7)

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Comments

  • julicorn
    julicorn Posts: 2,773 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Hi all, thank you all so much for submitting your updates! I've posted the latest sheet now, you can find it here - have a look if you have a minute and let me know if I've missed anything :)

  • carboot_karaoke
    carboot_karaoke Posts: 774 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper

    Hi @julicorn I'm sorry i'm late I've just submitted my April update.

    Current Balance £6000
    MFW 2026 #31 £17000 / £23,000 OP
    MFIT - T7  

    Renovation Fund £12,500 / £15,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £402.30 / £365 (12/07/26)

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • powerspowers
    powerspowers Posts: 1,408 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper

    sorry @julicorn I'm late too, haven’t been on here for a few weeks and had an out of the blue thought yesterday that I need to update!
    Progress is slow for us at the moment, T is having a break from work so no OPs until he knows what he’s doing. And we go onto a higher interest rate in a month.
    Good luck wannabes x

    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #29 £500 / £1000
  • powerspowers
    powerspowers Posts: 1,408 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper

    update sent as it’s only going to get slightly worse by the 25th!

    We’re about 30% towards target at the half way point, so slipping behind. T is still out of work but I’m due a pay rise this month. I’m going to direct some towards the mortgage to keep us ticking down

    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #29 £500 / £1000
  • mummytummy
    mummytummy Posts: 979 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic

    #17 updated for July 😊

    Thank you juliecorn for running this 👏💐

    MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$104,700
    (July) $89,000 (Oct) $ (Jan 2027) $ (April) $ (July)

    SPC 19 #6 £268.30
    Regular Saver A/C (24/25) £2800 (25/26) £2484.23 (26/27)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19)
  • Bounty123
    Bounty123 Posts: 340 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper

    Hello everyone,

    No. 12 reporting in and update submitted. Glacially slow at the moment.

    Thank you for running the challenge @julicorn ,

    Bounty

    2026 MFW No:23
    MFiT-T7 12
  • julicorn
    julicorn Posts: 2,773 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Thanks to everyone who's already submitted their update! I'll post the next one over the next couple of days, so if you haven't completed the form yet, now is your chance :)

  • julicorn
    julicorn Posts: 2,773 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    It's all updated now, you can see the latest update here. :)

  • Clueless56
    Clueless56 Posts: 105 Forumite
    Eighth Anniversary 100 Posts Name Dropper

    Good morning,

    julicorn - I have just submitted my final update as I've cleared my mortgage this morning. I know I haven't been communicative, but have appreciated the focus this challenge and its predecessor have given me, and of course all your hard work in running them.

    Wishing all best wishes to my fellow challengees to reach their goals.

    Thank you again,

    Clueless56 xx

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