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Transfer old htb isa? anyone know who is accepting ?

kids have maxed out isas earning very low interest, anyone know any institution accepting HTB to HTB isa transfers?
If you want to be rich, never, ever have kids ;)

Comments

  • Rich2808
    Rich2808 Posts: 1,392 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Helpful guide here

    Help to Buy ISAs: best rates and deadlines - MoneySavingExpert

    Article lists several options still available where you can open an HTB isa and transfer your existing HTB isa in.

    HSBC, Halifax, BoS and Lloyds are listed.

    I did see somewhere  Yorkshire BS would allow you to transfer in - and paid a good rate - but this could only be done via a branch visit. No longer sure if that is available though.

    If they have exceeded the £12k (£3k max bonus) limit they would be better off investing in another cash isa paying a better rate - as they are no longer on general sale HTB isa rates tend to be poor compare to general isa rates. Or of course a lifetime isa - which offers more flexibility as the property value limit outside London is £450k not £250k. Much easier to mix and match now since the changes which came in last April.

    Hope this helps.
  • Unsure about H2B-H2B transfers, but I do know that H2B ISAs are treated as normal cash ISAs and can be transferred into another cash ISA with minimal issues if you decide to go down that route.
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