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Fresh Diary for 2025! & Carrying on for 2026

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Comments

  • DancingInTheRain
    DancingInTheRain Posts: 1,580 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    https://www.thesalarycalculator.co.uk

    This site is fab for working out take home pay x

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅

    Clear V12 Finance Starting Balance 05.07.26 £600

  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all! Its nearly payday and ive actually still got "spare money" left over! So im going to put it towards my loan on payday!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • FootyFanDan
    FootyFanDan Posts: 2,141 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    it’s always a good feeling when you hit payday and still have some spare cash.

  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    So ive just had my renewal for pet insurance, its gone up by £50 so now paying £211

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Right, July is going to be MY MONTH! I have to get my bum into gear and get this debt gone!! July marks 6 months until December so I want to get rid of a lot of my debt by then, currently it stands at £6991.67.

    Anything I make from Vinted or Ebay sales is going straight into my debt payments.

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • FootyFanDan
    FootyFanDan Posts: 2,141 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Looking forward to seeing you smash the rest of the year! You can do this

  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Thank you! I think i might start doing your "transfer Tuesdays" method too!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    And we're off! Ive worked out i owe 6k on my loan which was less than I thought. Ive paid £3.01 into my loan too, my other loan has £250ish left which ill pay on payday! CC has £20 which i will pay on payday too.

    Im trying to do at least 1 hour a day of Surveys. I downloaded Yougov on my phone again and im nearly at the £50 payment threshold. Probably within a week i can get the £50 and that will go towards my loan. Ive also downloaded Swagbucks and ive got 3 product tests, one is cereal which im on the 3rd day of trying, ive got Pringles coming and also a Magnesium tablet.. I also had an email from Clicks Research and ive got a pillow mist coming.

    My to do today's are

    Repot the plant, it looks sad so im going to do this straight away i will post a before and after.

    Clean down the front steps (I bought my brush especially gor this)

    Clean kitchen (after ive made dinner later)

    Thanks who follow along, catch you laters!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    I ended up sleeping downstairs again, dog woke me up at 1.40 by barking to let me know hes had enough of being in the hot bedroom, temp was reading 25.7 in the reast night. As soon as we came downstairs he was into dog frog pose and snoring 😴 work starts at 6am, im tired again but I finish at 12, was going to do a boot sale but too warm and I might have a little snooze 😅

    Today's to dos

    At least one hour of Surveys

    Repot mt plant which I still havent done, oops!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,435 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Withdrew vinted balance of £70, £50 went straight to my loan so it now stands at £6948.50!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £2256.89/£8,854.76

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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