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Fresh Diary for 2025! & Carrying on for 2026

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all!

    Payday woo!! Im going to treat myself to a burger king for lunch today as there's an offer for burger and fries for £6!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning again,

    I realized this morning that I still had Very account open with 0 balance but £1050 limit so I requested that to be closed straight away!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Today started out good until there was an argument in work between two people and it came out that my manager has been talking about me to the whole warehouse staff so ive not been in a good mood most of the afternoon, ive kept myself to myself and put headphones in to listen to podcasts. I really cant be arsed for the drama so from now on im not going to get really involved in anything in work or say anything that I know will be repeated. Its actually made me quite upset as I trusted this person and now I no longer can.

    Tonight ill make dinner, walk the dogs and maybe do a puzzle or lego not sure yet. I will definitely be treating myself to a wine and a bubble bath!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Rhyddid2026
    Rhyddid2026 Posts: 1,205 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I hope things are feeling a little better this week.

    Debts                04/01/25       01/04/26  
    Natwest2           £6,509.97      £4,200 
    NatWest CC      £7,612.74       £6,325
    Lloyds CC          £6,112.60      £4,115
    1st Direct CC     £176.03         £9.11
    CC total             £20,411.34    £14,649.11
    OD                     £1100            £0
    Car loan             £4,000          £3,600
    1st Direct Loan  £10,684.44    £7,000
    Total                  £36,195.78    £25,249.11
    EF £1,750.33
    HF £150.76
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Thanks @Rhyddid2026 its been such a better week as the person has been off since Tuesday!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,046 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    Oh what a nightmare with the whole work thing.

    Hopefully it settles and you can just get on with it.

    Debt Free - 4th June 2025
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all!

    So debt wise we're at £7256.26, I want to try and over pay this as currently the last payment date is 1st November 2027 if I continue to pay £415 each month.. also my mortgage advisor emailed me yesterday to tell us he can probably get a better mortgage rate for us now as we've had the mortgage for nearly two years already! Thats flowwwn by.

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all!

    Im trying to keep my diary up to date.. i think it will make me more accountable. I made sure to wake up earlier this morning so I could make a work lunch. Ive got turkey bacon, sausages and two eggs and im also going to take some beans with me 😂 om trying to not snack as much in work but its super hard.

    I need to get back into doing my surveys too so I can earn some extra money. I think ill walk to the inpost on my lunch today theyve installed a new one around the corner from work and I think the little walk will do me good!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Well i nearly knocked myself out earlier with brake drums as they were stacked way above my reach and as I grabbed one I smacked my temple and nearly knocked myself out 😂😂

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,285 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Good Morning on this miserable and wet Monday!

    Am I tired? Yes! Should I have gone to bed earlier? Yes! 🤣 working 6am until 3pm all week so extra tired week but the weather is supposed to change throughout the week making it sunny for a change.

    Not much else going on, im trying to make sure when I get home early from work that I actually do stuff and not just sit down and do nothing but its very hard at the moment especially when the weather is rubbish!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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