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Fresh Diary for 2025! & Carrying on for 2026

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all,

    Im trying to eat breakfast as soon as I get up and today I've made porridge with fruit and honey!

    1000019959.jpg

    I have the dentist again later, no doubt thats another £50 😂 not much else going on other than that really

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,933 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Porridge is a great start to the day…helps you to feel full for longer!

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000     EF £140. Savings 2 £2.17
  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Had the dentist yesterday, another £50 out of my pocket and im now unable to speak properly until my mouth isnt sore!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • FootyFanDan
    FootyFanDan Posts: 2,027 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper

    I love porridge on a morning..well when I am up early enough to make it 😂, hope the mouth isn't too sore.

  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Evening all, sorry been away as usual and keep forgetting to update. Was awake for 15 hours on saturday and boy was i sleepy!

    Im trying to get myself into a better routine at night now where about 7.30/8 I want to stop using my phone completely as I find myself still awake at 10/10.30 with a 6am alarm and its making me tired all the time!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning all,

    So me not using my phone last night worked as my garmin tracks how awake I am and this morning I was actually pretty awake and felt 10x better waking up!

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Morning, one of the dogs woke me up an hour before my alarm was supposed to go off so I laid in bed for 15 minutes debating what to do so I just got up and had breakfast, currently I'm sat on the sofa with a cuppa! Im counting down the days until payday not because I need the money but because I know its going to be another £450 payment taken. I again need to write down a budget which i just keep putting off as i know im not disciplined enough to stick to one 😂

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Afternoon/evening!

    Its so nice and light in the evenings now, I can feel summer coming already! Nothing much going on tonight, lasagne for dinner and thats about all. I do need to make a budget still but again I havent got the mindset to sit down and make it. I tried YNAB but my pay was wrong and I had no idea how to change it so I deleted the app and gave up 😂

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    I've dug a notebook out to scribble down my budget in every month.

    I added Januarys and the notebook is just sitting there mocking me now.

    Debt Free - 4th June 2025
  • BlueJ94
    BlueJ94 Posts: 3,302 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81900144#Comment_81900144

    This is exactly what I would do haha

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
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