The Top Regular Savers Discussion Thread

surreysaver

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

Kim_13

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

The only thing I don't like about them is that you can't view/amend a maturity instruction online as you can with many others (which would surely be better than them sending out letters by post (which can't be cheap) in which they inexplicably add a zero to the nominated account number (no doubt causing those not familiar with it to worry, contact them and probably still worry until they receive their money.) They send another letter by post once the payment has been sent.

janusd

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

wasn't going to post, but seeing as Principality is being discussed - I did my latest maturity last weekend, chose another Winter RS, remainder to my nominated account... no secure message sent (first time in years) and letter confirming maturity instructions arrived on Friday... I know what works now. 

friolento

Kim_13 said:

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

The only thing I don't like about them is that you can't view/amend a maturity instruction online as you can with many others (which would surely be better than them sending out letters by post (which can't be cheap) in which they inexplicably add a zero to the nominated account number (no doubt causing those not familiar with it to worry, contact them and probably still worry until they receive their money.) They send another letter by post once the payment has been sent.

If you need to change or review your maturity instructions, surely you can just call them, or send an internal message? Also, how often do you need to change or review your maturity instructions? 

david72

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

Principality are such a refreshing contrast compared to Scottish Building Society, who have possibly the clunkiest online banking website of any financial institution (with a strong whiff of 'overseen by MD': "No, no, the picture on the login screen still doesn't look big enough on my 4K screen" [1] — when good UI design should really have it that the actual login form is the primary focus of attention, not shunted partly out of the window in smaller browser windows), and who (inexplicably for any modern organisation which would want to grow its customer/deposit base) have most accounts as branch-only, despite having barely as many branches (not open at weekends, or in most cases, even at lunchtimes!) as Stoneybridge Building Society would have…

[1] When many customers are probably using much lower resolution laptops

flaneurs_lobster

Kim_13 said:

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

The only thing I don't like about them is that you can't view/amend a maturity instruction online as you can with many others (which would surely be better than them sending out letters by post (which can't be cheap) in which they inexplicably add a zero to the nominated account number (no doubt causing those not familiar with it to worry, contact them and probably still worry until they receive their money.) They send another letter by post once the payment has been sent.

Yep, would be great if they could find some way to cut down of the mailings. Am I right that some rule makes a paper mailing mandatory on an account closing? Every institution seems to do so, regardless of "paperless" settings?

clairec666

Kim_13 said:

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

The only thing I don't like about them is that you can't view/amend a maturity instruction online as you can with many others (which would surely be better than them sending out letters by post (which can't be cheap) in which they inexplicably add a zero to the nominated account number (no doubt causing those not familiar with it to worry, contact them and probably still worry until they receive their money.) They send another letter by post once the payment has been sent.

Yes, I'd prefer a reduction in the amount of paper wastage - two recent maturities, so two sets of maturity instructions and leaflets, then another two sets of "thank you for submitting your maturity instructions" etc.

And it would be nice to alter, or even just check, your maturity instructions online after submitting.

friolento said:

Kim_13 said:

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

The only thing I don't like about them is that you can't view/amend a maturity instruction online as you can with many others (which would surely be better than them sending out letters by post (which can't be cheap) in which they inexplicably add a zero to the nominated account number (no doubt causing those not familiar with it to worry, contact them and probably still worry until they receive their money.) They send another letter by post once the payment has been sent.

If you need to change or review your maturity instructions, surely you can just call them, or send an internal message? Also, how often do you need to change or review your maturity instructions? 

I reckon most of us would like to avoid direct contact, in case it draws attention to the number of accounts we have...

wmb194

david72 said:

surreysaver said:

friolento said:

Love Principality. Good RS rates, so easy to give maturity instructions, so reliable in executing these, paying out promptly, even at weekends.

Yes, agreed. You'd think they'd be old-fashioned if you didn't know them, but they're the good bits of old fashioned combined with modernity 

Principality are such a refreshing contrast compared to Scottish Building Society, who have possibly the clunkiest online banking website of any financial institution (with a strong whiff of 'overseen by MD': "No, no, the picture on the login screen still doesn't look big enough on my 4K screen" [1] — when good UI design should really have it that the actual login form is the primary focus of attention, not shunted partly out of the window in smaller browser windows), and who (inexplicably for any modern organisation which would want to grow its customer/deposit base) have most accounts as branch-only, despite having barely as many branches (not open at weekends, or in most cases, even at lunchtimes!) as Stoneybridge Building Society would have…

[1] When many customers are probably using much lower resolution laptops

I think that's a quirk of the software they're using. Monmouthshire appears to use the same and has the same UI. https://myaccounts.monbs.com/Authentication/Login?ReturnUrl=/?