The Old Regular Savers Discussion Thread 28/12/24-29/1/26

KneadtheDough

s71hj said:

Out of interest, how many people on here utilise 0% credit cards to support their regular saver.... habit like I do. 

Partially, yes, despite having to pay a balance/money transfer fee per 'term'. I'm happy with even a small return — where I'm making a 'profit' of, say, 2-3% or more... (Does that make sense? It's late and it's been a long day.)

Bridlington1

The ``RS drought" has ended:

Nottingham BS Branch Regular Saver Issue 5 and Nottingham BS Online Regular Saver Issue 2 at 4.75% have gone NLA. These have been replaced by Nottingham BS Branch Regular Saver Issue 6 and Nottingham BS Online Regular Saver Issue 3 at 4.25% but with maturity dates of 31/1/27.

Leeds BS Regular Saver (Issue 70) at 4.7% to go NLA. To be replaced by Issue 71 with a new maturity date of 1/12/27.

I shall update p1 of this thread to reflect the above later today.

surreysaver

s71hj said:

Out of interest, how many people on here utilise 0% credit cards to support their regular saver.... habit like I do. 

I'm sure there's plenty of us. Borrow money at a low rate; save it at a high rate 

Bridlington1

surreysaver said:

s71hj said:

Out of interest, how many people on here utilise 0% credit cards to support their regular saver.... habit like I do. 

I'm sure there's plenty of us. Borrow money at a low rate; save it at a high rate 

There's a very good chance I spent one of my months at Uni with a £2.5k 0% overdraft with Nationwide maxed out and a Flex RS and Start to Save Issue 2 with a combined balance of £2.5k.

clairec666

s71hj said:

Out of interest, how many people on here utilise 0% credit cards to support their regular saver.... habit like I do. 

Yes, but only recently, as I was brought up with the mindset that credit card = bad.
I can now use them safe in the knowledge that I have the savings to cover paying them off.

Stargunner

Bridlington1 said:

The ``RS drought" has ended:

Nottingham BS Branch Regular Saver Issue 5 and Nottingham BS Online Regular Saver Issue 2 at 4.75% have gone NLA. These have been replaced by Nottingham BS Branch Regular Saver Issue 6 and Nottingham BS Online Regular Saver Issue 3 at 4.25% but with maturity dates of 31/1/27.

Leeds BS Regular Saver (Issue 70) at 4.7% to go NLA. To be replaced by Issue 71 with a new maturity date of 1/12/27.

I shall update p1 of this thread to reflect the above later today.

The drought continues for me, because these rates are too low for me to want them.

Speculator

MHBS money received into my current account at 9.32am

jameseonline

MHBS have paid me £3414.38 today, guessing £1 has been used to keep membership with an Easy Access as instructed.

I can now start to fund my remaining regulars & check my Principality from yesterday and my MHBS account today.

jameseonline

Things seem ok with my Principality accounts, can't fund 2 of them though as already maxed out which does mean of course we get to play the can we get another issue 4 game TWICE this month 😁.

So I've just requested option 2, have £1000 + interest to Virgin & £200 into a "new" issue 4 (converted issue 3) for my account ending on 10th December.

Next up will be an account ending on 28th December 🙃

SCC2

Anyone having issues with Monmouth app? I’m on IOS but just sticks at ‘getting things ready’

Stephen