The Top Regular Savers Discussion Thread

exel1966

ChewyyBacca said:

allegro120 said:

ChewyyBacca said:

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

Leave it be and and option 1 will do its work.  You should see your money in your current account later tonight or tomorrow morning.

Option 2 is for refreshment (i.e. if you want to close your existing RS earlier and open a new one in order to extend the fixed interest or get a better interest if the rate goes up).

Santander RS 5%
Regular Saver Issue 20
Acc opening date: 18/11/24
Int credit date: 19/11/25
As on 20/11/25 - Acct name is still displayed as Monthly saver, int rate 5%
By now, the proceeds should have been credited to my current acct & my RS should have been renewed

Is the delay normal?

Perfectly normal, my last one took 4 days, you can still fund the new rollover one in the meantime.

Chaykin

WillPS said:

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Her application specifically stated "1 Year Branch Smart Saver (TAR09)", so if they were to reject they'd have had to for a reason other than "you have to open the account online".

Hanley Economic BS - my application also specifically stated "1 Year Branch Smart Saver (TAR09)". I guess I'll try to re-post to Stone! 

Born2Save_3

Nationwide and Virgin Merger and RS

Recent communication states that Virgin may be transferred to Nationwide on 2/4/26.

As I have RS with both Nationwide and Virgin and would prefer to keep two RS, or more, with the enlarged Nationwide, I'm thinking it may be wise to refresh these RS in March 26.  Thoughts anyone ?

Chaykin

Hanley Economic BS - just noticed 1 Year Online Smart Saver (TAR10) - NLA

But this link seems to still be working though if anyone wants to quickly get one in:
https://applysavings.thehanley.co.uk/savings/Savings/Default.aspx?product=1YrOnlSmartSave|TAR10&Channel=Web

jameseonline

Born2Save_3 said:

Nationwide and Virgin Merger and RS

Recent communication states that Virgin may be transferred to Nationwide on 2/4/26.

As I have RS with both Nationwide and Virgin and would prefer to keep two RS, or more, with the enlarged Nationwide, I'm thinking it may be wise to refresh these RS in March 26.  Thoughts anyone ?

I don't believe you can refresh Virgin

s71hj

Chaykin said:

WillPS said:

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Her application specifically stated "1 Year Branch Smart Saver (TAR09)", so if they were to reject they'd have had to for a reason other than "you have to open the account online".

Hanley Economic BS - my application also specifically stated "1 Year Branch Smart Saver (TAR09)". I guess I'll try to re-post to Stone! 

Did somebody put on a printable link for the application form? Thought I'd made a note but have lost it! 

Born2Save_3

s71hj said:

Chaykin said:

WillPS said:

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Her application specifically stated "1 Year Branch Smart Saver (TAR09)", so if they were to reject they'd have had to for a reason other than "you have to open the account online".

Hanley Economic BS - my application also specifically stated "1 Year Branch Smart Saver (TAR09)". I guess I'll try to re-post to Stone! 

Did somebody put on a printable link for the application form? Thought I'd made a note but have lost it! 

Bridlington uploaded one about a weeks ago.

It's title is  "Investment Account Application Form". I can't find it on Hanley's website. It might not be the exact right form, but it is the closest that can be found and I think is the form that people who have tried a postal application are using.

I have a copy but don't know how to attach a file to this post.  I could convert to images and upload but some quality may be lost.

WillPS

Born2Save_3 said:

Nationwide and Virgin Merger and RS

Recent communication states that Virgin may be transferred to Nationwide on 2/4/26.

As I have RS with both Nationwide and Virgin and would prefer to keep two RS, or more, with the enlarged Nationwide, I'm thinking it may be wise to refresh these RS in March 26.  Thoughts anyone ?

Communication also says the two systems and branch networks will remain distinct "for some time". I wouldn't worry.