The Top Regular Savers Discussion Thread

Chaykin

Chaykin said:

Hanley Economic BS - I got their online version. Will try to open branch version via post c/w cheque. Will post to Biddulph branch and I will let you all know how I get on.

Hanley Economic BS - I did as I said above and this is the response I got via email today.

We have received an application and a cheque for £300 to open a Branch Smart Saver.

Unfortunately, we are unable to open the account in branch as you need to be present to do this. This is highlighted in our terms and Conditions.

You can however open this online,  therefore I am returning your application and cheque in the post.

As we are not sure how long this savings account will be available, I would suggest you open this online as soon as possible to avoid disappointment.

@nomorekids - really lucky for you that you managed to open this via post. Would be good if you could remember which branch you posted your application to.

ChewyyBacca

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

dibbles212

ChewyyBacca said:

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

Leave it be option 1 worked for me

allegro120

ChewyyBacca said:

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

Leave it be and and option 1 will do its work.  You should see your money in your current account later tonight or tomorrow morning.

Option 2 is for refreshment (i.e. if you want to close your existing RS earlier and open a new one in order to extend the fixed interest or get a better interest if the rate goes up).

nomorekids

Chaykin said:

Chaykin said:

Hanley Economic BS - I got their online version. Will try to open branch version via post c/w cheque. Will post to Biddulph branch and I will let you all know how I get on.

Hanley Economic BS - I did as I said above and this is the response I got via email today.

We have received an application and a cheque for £300 to open a Branch Smart Saver.

Unfortunately, we are unable to open the account in branch as you need to be present to do this. This is highlighted in our terms and Conditions.

You can however open this online,  therefore I am returning your application and cheque in the post.

As we are not sure how long this savings account will be available, I would suggest you open this online as soon as possible to avoid disappointment.

@nomorekids - really lucky for you that you managed to open this via post. Would be good if you could remember which branch you posted your application to.

I can't honestly remember, I was rushed to get the post but looking at the branches, it would have been Hanley Branch, for Hanley Economic, knowing me, can't be certain though. Hope this helps anyone 

ChewyyBacca

allegro120 said:

ChewyyBacca said:

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

Leave it be and and option 1 will do its work.  You should see your money in your current account later tonight or tomorrow morning.

Option 2 is for refreshment (i.e. if you want to close your existing RS earlier and open a new one in order to extend the fixed interest or get a better interest if the rate goes up).

Santander RS 5%
Regular Saver Issue 20
Acc opening date: 18/11/24
Int credit date: 19/11/25
As on 20/11/25 - Acct name is still displayed as Monthly saver, int rate 5%
By now, the proceeds should have been credited to my current acct & my RS should have been renewed

Is the delay normal?

WillPS

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Her application specifically stated "1 Year Branch Smart Saver (TAR09)", so if they were to reject they'd have had to for a reason other than "you have to open the account online".

alfred64

WillPS said:

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Went to the Stone branch. Filled in two forms, produced the required i.d's which they photocopied. Could not open account there and then , would have to wait until it was accepted (two days later it was). Neither would they take my initial deposit.  Passbook arrived by post and since funded by FP.
   No other bs has operated like this.

exel1966

ChewyyBacca said:

allegro120 said:

ChewyyBacca said:

Santander RS 5%
Apologies if this has been discussed before

My RS maturity date was 18 Nov. Today on 19th, interest is credited & RS acct shows as Monthly saver at 5%

My excel sheet has two notes: 
1. If your standing order continues
If you’ve set up a standing order which continues to pay money into the account after the end of the initial term, we’ll automatically renew your Regular Saver for another 12 months. We’ll do this at the interest rate and on the terms and conditions which apply at that time.

We’ll transfer the final balance at the end of the initial term (as well as any interest you’ve earned) to the Santander current account linked to the standing order. We’ll do this even if your current account is in joint names.

2. To refresh the RS: empty the account, contact Sandi.a human will ask what account I wanted the interest paid to, your current account. will all actioned by end of day and you can open the new one next morning 

I have a Standing Order set up. Which of these options should I go for? 

Leave it be & Option 1 will do its work

Contact Sandi today or tomorrow (since acct still shows 5%) to get this done?

Thanks

Leave it be and and option 1 will do its work.  You should see your money in your current account later tonight or tomorrow morning.

Option 2 is for refreshment (i.e. if you want to close your existing RS earlier and open a new one in order to extend the fixed interest or get a better interest if the rate goes up).

Santander RS 5%
Regular Saver Issue 20
Acc opening date: 18/11/24
Int credit date: 19/11/25
As on 20/11/25 - Acct name is still displayed as Monthly saver, int rate 5%
By now, the proceeds should have been credited to my current acct & my RS should have been renewed

Is the delay normal?

Perfectly normal, my last one took 4 days, you can still fund the new rollover one in the meantime.

Chaykin

WillPS said:

Hanley BS Branch Smart Saver

Wife sent an application to Stone branch (closest branch, marginally). Although she hasn't heard anything back yet, the account and the initial deposit are now visible in her Hanley app.

I had already opened my account in person in Newcastle under Lyme.

Her application specifically stated "1 Year Branch Smart Saver (TAR09)", so if they were to reject they'd have had to for a reason other than "you have to open the account online".

Hanley Economic BS - my application also specifically stated "1 Year Branch Smart Saver (TAR09)". I guess I'll try to re-post to Stone!