The Top Regular Savers Discussion Thread

allegro120

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

No, you don't need to write building society's name, just your own name.

Digital_Payback

allegro120 said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

No, you don't need to write building society's name, just your own name.

I just wrote my name. Nothing else, and the cheque was credited to my new SBS Reg. Saver acc. 

allegro120

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

subjecttocontract

Digital_Payback said:

allegro120 said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

No, you don't need to write building society's name, just your own name.

I just wrote my name. Nothing else, and the cheque was credited to my new SBS Reg. Saver acc. 

It seems it doesn't matter.....I wrote Scottish Building Society a/c My Name and my account is open and operating. So, take your pick, either will work.

trickydicky14

allegro120 said:

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

Agree 100% Bridlington1 is just passing on the info he has been given and credit to him. I personally did go for the postal version as I'm a "bird in the hand is worth two in the bush" type of person.

Kim_13

luci said:

friolento said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

I wrote my own name

Thanks. It's so long since I wrote a cheque that my memory is obviously rusty.

I put Scottish Building Society - My Name, per the instructions given by Nationwide who include a helpful info page on how to fill in a cheque. Or at least they did in 2013 when the book was issued. In practice just your name would work, but that’s less secure as it could then be paid in anywhere by anyone with the same name as you.

If you make a cheque out to the institution only, they may reject it if they have stated that the cheque should be made out to the account holder’s name.

clairec666

allegro120 said:

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

It's also possible that the person Bob2000 spoke to was wrong, and that Bridlington1's original source was right.

Or that Scottish Building Society have changed their mind in the meantime, possibly because they got more applications than expected.

Either way, I'm in no hurry to open the account, postal or otherwise, if it becomes available online it'll be a bonus. Nobody needs to sue other forum members for giving incorrect information!

luci

Kim_13 said:

luci said:

friolento said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

I wrote my own name

Thanks. It's so long since I wrote a cheque that my memory is obviously rusty.

I put Scottish Building Society - My Name, per the instructions given by Nationwide who include a helpful info page on how to fill in a cheque. Or at least they did in 2013 when the book was issued. In practice just your name would work, but that’s less secure as it could then be paid in anywhere by anyone with the same name as you.

If you make a cheque out to the institution only, they may reject it if they have stated that the cheque should be made out to the account holder’s name.

Thanks for the info.

wmb194

allegro120 said:

luci said:

Bridlington1 said:

dibbles212 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

Thank you. For the postal application, how exactly do you fill in the cheque? I've never written a cheque in my life 😁

Add today's date to the top right of the cheque where it says date.
Where it says Pay, put your name
On the next 2 lines put the amount you're paying in words, if it's doesn't include any pence then put only at the end, e.g. two hundred and fifty pounds only.
Put the full amount including pence in numbers where the £ sign is on the middle right of the cheque, e.g. 250-00
Add your signature on the line on the bottom right of the cheque.

If there's any space left on the sections of the cheque you've filled out put a horizontal line across any unused space.

"Where it says Pay, put your name". Don't you mean, put "Scottish Building Society", or have I misunderstood?

No, you don't need to write building society's name, just your own name.

You don't have to but it makes it more secure if you include the institution's name as well e.g., it can't be paid into an account with Lloyds if it has, "Scottish Building Society a/c *your name*" written on it.

Kim_13

clairec666 said:

allegro120 said:

Bridlington1 said:

Bob2000 said:

SCOTTISH BUILDING SOCIETY  ONLINE REGULAR SAVER. 

I spoke earlier today to a member of staff over the phone (11.46am) and asked them if they're launching the online version of their postal/branch Regular Saver.
I was told there are no plans at the moment to do so.

And now there's the scramble to try to get an account opened by post and initial deposit received before the end of the month. I suspect this is is going to be rather tight.

For those who were holding out for the online version to be launched please accept my apologies for the misinformation. It seems my sources are growing unreliable of late.

It's not your fault, you just announced what you were told by customer services representative.  As we know, these can be misleading and can't be taken as facts.

It's also possible that the person Bob2000 spoke to was wrong, and that Bridlington1's original source was right.

Or that Scottish Building Society have changed their mind in the meantime, possibly because they got more applications than expected.

Either way, I'm in no hurry to open the account, postal or otherwise, if it becomes available online it'll be a bonus. Nobody needs to sue other forum members for giving incorrect information!

I’d lean towards them having changed their mind, as another forumite was also told that it was planned when they took the opportunity to enquire having received a courtesy call. They wouldn’t have included a line in their T and Cs saying only one Regular Saver or e-Regular Saver (a product that doesn’t exist) had there been no intention at that time to launch one.