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The Top Regular Savers Discussion Thread
Comments
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Yes, that was the original plan, but I thought there might be a chance to end up with TWO Christmas savers (i.e. one maturity, one new)kermchem said:
You can mature last year’s Christmas saver into a new issue 4 6 month bond, send the residue to an external account, and open a new Christmas saverclairec666 said:Principality: I've delayed submitting my maturity instructions for last year's Christmas account, in case this year's one is offered as a maturity option. We got into a good healthy debate a few pages back about whether a higher rate for 6 months was better than a lower rate for 12 months.
I might tinker around with a spreadsheet to see which one is the better option.
(To be honest, it's just an excuse to tinker around with a spreadsheet!)2 -
PrincipalityI deliberately left sorting out a maturity instruction thinking there might be a new Christmas saver later in the day...However I think probably on reflecting another 6 month saver is better in our case. The MonBS 7%ers are making it harder to find the funds to fill up the 6.5% accounts we already have, including Hanley now. A better rate with a maturity sum that'll sort MonBS's April/May deposit feels like a better option.0
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Principality Xmas Saver now live!21
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Principality T&Cs:
This wasn't on the terms for the 6 month account. Maybe they're getting wise and have updated the wording.
Also worth noting: term starts from the date of opening, not the date of first deposit. And you must fund it within 5 working days of opening. No benefit opening now unless you can fund it straight away - I imagine the account will be available for a month or so at least, so no hurry to open it.3 -
It's a FIX!ThePirates said:Principality Xmas Saver now live!
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Xmas 2026 has come early!ThePirates said:Principality Xmas Saver now live!0 -
So presumably if you open today maturity date will be 23/10/2026?Hattie627 said:
Xmas 2026 has come early!ThePirates said:Principality Xmas Saver now live!2 -
HEBS are rejecting postal applications for the branch version.ForumUser7 said:Hanley EBS
Anyone sent in a postal application for the branch account please? If so, can you please keep us updated as to whether it is accepted? Thanks8 -
I didn't dare leave my maturity instruction for Principality until today, so will have to go through the hoops of just opening a new Christmas saver now - not a massive issue though, and a rate well worth having.
You know it's hot-off-the-press when they haven't yet got around to updating the title of the T's and C's doc though!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Yes, MD is the anniversary of opening (not funding)s71hj said:
So presumably if you open today maturity date will be 23/10/2026?Hattie627 said:
Xmas 2026 has come early!ThePirates said:Principality Xmas Saver now live!1
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